Lauren Irwin, CFP, CIM

10/30/2026

🌍 Planning a move across the border? Or thinking about U.S. property?

If you're juggling Canadian and U.S. finances, there's a lot to figure out - and it can get complicated.

On December 9th, we're hosting 'Navigating the Border' - a conversation about cross-border wealth, taxes, and estate planning for Canadian-U.S. families. We'll dig into property ownership, relocation, and estate planning - the complexities that actually matter to you.

Whether you're considering a move, investing in U.S. real estate, or just trying to get your affairs in order across the border, this is worth your hour. Holly Birge from BDO Canada will bring 15 years of cross-border expertise to walk through it with you.

Details: December 9 | 2:00-3:00 p.m. EST | Virtual

Register here 👇
https://bit.ly/4jQNe6z

RBC Wealth Management | RBC Dominion Securities | RBC

10/29/2026

Saving for your child's or grandchild's education? Thoughtful education planning goes beyond simply setting money aside in an RESP - it's about optimizing contributions, grants, and growth to maximize opportunities.

Ever wonder how much that education fund could actually grow? Depending on how you schedule your contributions, with the same amount invested over time, your RESP could grow between $115,000 and $175,000.

Strategic investment matters. The right portfolio allocation and strategy over 18 years makes a real difference.

The bottom line: Your RESP's success depends on how your money is invested and when the contributions happen. Want to explore the best RESP strategies for your family? Send me a message to schedule some time.

10/14/2026

At RBC Wealth Management we know that the transition to retirement can bring significant changes to your daily routines, social connections, and personal identity. A holistic approach to retirement planning, one that goes beyond just finances, can help you navigate this next chapter with confidence.

Here are five ways to take your retirement for a test drive and discover what your ideal future might look like. Contact me to help you start planning your next chapter.

Learn more in this article: https://bit.ly/4jmMG8q

09/29/2026

With the highly anticipated U.S. midterm elections around the corner, our PH&N Investment Counsel Chief Investment Strategist Tasneem Azim-Khan sets the stage ahead of voters casting their ballots on November 3rd. What factors are impacting the potential outcome of the elections? How might markets react? And what does all of this mean for your portfolio? Tasneem explores these questions and more in her latest article available below.

Time in the market over timing the elections—why staying the course could be your best midterm move.

09/17/2026

Planning for a longer life is about more than financial foresight. It’s about health, wellness, and the support systems that let us and our loved ones live with dignity and peace of mind. Dementia is one of the realities many Canadian families will face, and having a plan, both care-wise and financially, can help you prepare for how that chapter unfolds.

In this recent episode of The Hart of It All, host Teri Hart speaks with Dr. Saskia Sivananthan, CEO of the Brainwell Institute, about the Ontario Dementia Task Force and its mission to transform dementia care across the province. They discuss why families need clear guidance, assessments, and support long before caregiver burnout or crisis sets in, and they challenge the misconceptions that still surround dementia today.

I encourage you to give this episode a listen.

Apple: https://apple.co/4rkxrPh

Spotify: https://bit.ly/4rjJrAo

09/16/2026

What's expected for the Canadian economy heading into the last quarter of 2026? It’s been quite the summer with trade tensions in full swing, but Canada’s growth has also been resilient. RBC Economics tackles everything from the trade war, consumers spending through higher energy costs to growth in commodity rich provinces, and the odds of earlier rate hikes from the BoC and more in their Quarterly Canadian Outlook:

We remain cautiously optimistic the Canadian economy will improve on a per-person basis despite re-escalated trade risks and persistently high energy prices.

09/11/2026

Shanah Tovah to all who are celebrating. Your idea of new beginnings happens here.

09/11/2026

Voter concerns leading up to the election are wide-ranging. RBC Capital Markets equity analysts seem mostly unfazed by the election scenarios. We assess the state of House and Senate control and recommend investors focus on what matters more.

09/07/2026

Joyeuse fête du Travail ! Nous souhaitons à nos clients et à nos collègues une longue fin de semaine bien méritée.

09/02/2026

With so much noise in the headlines – CUSMA, Iran, the U.S. midterms – it's easy to lose sight of the bigger picture. Chief Investment Strategist Tasneem Azim-Khan breaks down what these forces can mean for investors and why a disciplined, long-term approach matters more than ever. Watch the full breakdown here:

Three forces shaping markets—and what they mean for your portfolio.