Luke Nelson - IG Wealth Management

09/22/2026

"Asset rich, cash poor" has been a theme for many Canadians. Understanding how to manage retirement and optimize our assets is a critical part of the financial planning process.

https://www.theglobeandmail.com/opinion/editorials/article-sunday-editorial-youre-poorer-than-you-think/?gad_campaignid=23164993608&gbraid=0AAAAADwKKI26drzILNvb6gF_UToO9nWNk&utm_campaign=traffic_mkt&utm_content=news&utm_id=1&utm_medium=googlead&utm_source=paidsocial&utm_term=demandgen&wbraid=ClQKCQjwiL7VBhDSARJDAAZDXauWAK2EJj5bpEvTw45RjxuRTXZlrz6YXzfOLsKvILgbLGzgBSFUkGn7A-Cf88VbychtRyKxdeAzt4u0qbudoBoCA_Y

Canadians might want to hit the pause button on gloating about topping the United States on median household wealth

09/11/2026

Welcome back to school, students! Glad to see the new financial literacy requirement in effect. Over the years, I've seen many people make poor financial decisions out of fear. I believe the best way to conquer financial fear is through financial education.

Changes for the 2026-2027 school year include mandatory final exams, attendance grading, a financial literacy graduation requirement, new student and family support offices, and a revised kindergarten curriculum.

03/03/2026

This article emphasizes the need for single people to focus on retirement planning, as it can be more difficult to reach goals with a single income and a lack of spousal benefits.

https://www.theglobeandmail.com/business/article-tips-for-single-people-to-protect-their-income-and-save-for-retirement/

Singles need to navigate a higher cost of living and fewer tax breaks compared with couples

02/04/2026

This article goes through financial planning adjustments required for this common phenomenon. Deciding if and how much rent to charge your kids can be a discussion to have with a professional.

https://www.theglobeandmail.com/investing/personal-finance/retirement/article-retirement-downsizing-adult-children-living-at-home-housing-costs/

Many older parents acknowledge things are tougher for younger generations, and are adjusting their plans to support them

01/21/2026

Beyond financial planning, retirement involves life planning. Finding and/or maintaining passions and purpose beyond the working years is essential.

Many of us plan for our future wealth and health. Few prepare for an equally essential aspect of retirement: how to continue to feel seen and valued.

01/14/2026

A case study in how to tackle complex financial planning. This couple has major decisions to make including starting a family and going down to a single income. Being able to understand the impact on retirement by projecting various scenarios and see it through a planning scenarios can make these decisions less scary.

https://nationalpost.com/personal-finance/family-finance/how-this-toronto-couple-can-still-have-kids-and-a-six-figure-income-in-retirement/wcm/8e1d169e-96bf-4491-ba5d-cc11957a0959

Couple want to know if they should have kids and live on a single income, or forgo children altogether to retire well. Luckily, their real estate assets will help t…

11/13/2025

There is an opportunity for Canadians to improve their financial literacy using AI tools. Personally, I would liken it to getting medical advice from an AI source. For small things, it can be helpful, but at a certain point it would be prudent to seek a professional.

https://www.theglobeandmail.com/investing/personal-finance/retirement/article-canada-needs-guidelines-for-ai-use-in-financial-advice-report-says/ #:~:text=The%20report%20argues%20that%20AI,mislead%20users%2C%20the%20report%20said.

10/15/2025

Not only do we want to include inflation in our retirement projections, but we want to stress test our plan against various inflation scenarios.

https://www.theglobeandmail.com/investing/markets/inside-the-market/article-retirees-often-forget-inflation-investment-strategy/

Retirees often take a spend-and-hold approach, harvesting their dividends without cutting into their holdings

10/08/2025

It's important to have estate planning conversation with your kids. Sometimes there are issues that are much easier to resolve while alive, rather than through a Will.

https://www.theglobeandmail.com/investing/personal-finance/article-inheritance-estate-planning-finances-bruinsma/ #:~:text=Advance%20knowledge%20can%20help%20kids,or%20just%20generally%20enjoying%20life.

09/10/2025

As kids go back to school and resume academics, many parents will be the primary teacher of personal finance. Here are some lessons.

https://www.theglobeandmail.com/investing/personal-finance/article-financial-lessons-teenager-savings-bruinsma/

It’s a good time to start healthy routines, such as sound financial habits