Salini Uthirakumaran, BBA, CLU - Advisor, Sun Life

08/08/2025

What exactly is term life insurance?

It’s an affordable option that can help you protect your loves ones.
Curious to learn more? Click on the link to watch our quick explainer video to see how it works.

Ready to explore your options?

Book an appointment: http://bit.ly/4lpRkQd

Vidyard video

06/08/2025

Protecting your family is one of the most important responsibilities as a parent. Layering protection solutions can help you protect your children from an unexpected loss of a parent or serious illness within the family. I can help you by planning for the unexpected.

12/04/2024

https://www.sunlife.ca/en/insurance/life/10-questions-about-life-insurance-you-re-afraid-to-ask/

Does talking about life insurance make you feel uncomfortable? We ask and answer the top questions about life insurance. Read on to learn more.

08/26/2024

The importance of life insurance for every stage in life

"Most people will need more life insurance when they reach 65 than they need at 35, if they are married with two children and a mortgage. With today's mortality tables, people need long-term, permanent life insurance. The current statistics show that for every 100 people starting their careers at age 25, by the time they are 65, only 13 will be dead. That means 87 are still alive. There's a good chance they'll need more life insurance then than they do now. They will need personal permanent life insurance. The old axiom is still true that people are going to die before 65 or after 65 - one or the other. Most will die after 65. The older they get, the more needs they have."

Most people will need more life insurance when they reach 65 than they need at 35, if they are married with two children and a mortgage. Times have changed, but many advisors are still selling life insurance as if people...

01/26/2024

You’re likely wondering how much you can contribute to an RRSP this year. That amount is based on your income. I can help you figure out how to make the most of your RRSP.

01/22/2024

It’s time to maximize your retirement income and tax efficiency with a Tax Free Savings Accounts (TFSA). Reach out to me to understand more about this flexible account and how it could work for you.

01/01/2024

Welcoming 2024 with joy and good wishes! Here’s to a year filled with health, wealth, and happiness. Share your New Years resolutions in the comments below 🎉.

12/26/2023

Happy Holidays! Thank you to all Clients who helped make this year an incredible one. I hope this festive season gives you a chance to unwind and spend time with your loved ones. Wishing all of you joy and prosperity for the year ahead.

11/14/2023

11/10/2023

Inspirational...

https://www.facebook.com/100086129505036/posts/303834295830885/?mibextid=Nif5oz

IF YOU FEEL LIKE GIVING UP, READ THIS:

1. This is a Phase.
Tough times are just a phase. They don't last forever. Life is a cycle of highs and lows. Remember, this too shall pass. You're in the middle of the storm now, but clear skies are ahead. Hold on.

2. You Are Stronger Than You Think.
Never underestimate your resilience.

- You've survived 100% of your bad days.
- Inside you, there is an inner strength.
- Your potential is greater than any problem.

Remember, you're stronger and more capable than you believe.

3. Small Steps Count.
Progress isn't always a leap forward. Sometimes it's tiny, almost imperceptible steps. Each step, no matter how small, brings you closer to your goal. Celebrate every bit of progress. Slow and steady can still win the race. Keep moving forward.

4. Remember Your 'Why'.
Think back to the reasons why you started. Reconnect with your motivation and your goals.

5. Failure is a Stepping Stone.
It's okay to fall but it's important to rise again. Every setback brings learning opportunities. Remember, every great success story involves overcoming obstacles. Keep going. Your story is being written.

6. Practice Self-Care.

Self-care is essential, especially during tough times.

- Eat nutritious food
- Exercise regularly
- Get adequate sleep
- Connect with loved ones
- Engage in activities that bring joy.

It’s not selfish, it's survival. Your well-being matters.

7. It's Okay to Ask for Help.
Remember, you're not alone in this journey.

- Reach out to friends, family, or professionals
- Open up about your struggles
- Seek support when you need it

Strength isn't just about enduring in silence. It's also knowing when to ask for help.

To my friends and readers, Fight for yourself. No matter how difficult it becomes, never let yourself give in. After some time, your spark will eventually return. You will come out happier, healthier, and wiser. We are in this together.

10/31/2023

Great parenting tips! It mainly starts from the roots.

https://www.facebook.com/story.php?story_fbid=736740728494027&id=100064743197922&post_id=100064743197922_736740728494027&mibextid=Nif5oz

📢 WISDOM FOR PARENTING 📌👨‍👩‍👦

1. Avoid Giving your child everything he asks for. He will grow up believing that he has the right to get everything he wants.

2. Avoid laughing when your child speaks insulting words. He will grow up thinking that disrespect is entertainment.

3. Avoid remaining insensitive to bad behavior that he can display without scolding him for his bad behavior. He will grow up thinking that there are no rules in society.

4. Avoid picking up anything that your child messes up. He will grow up believing that others must take responsibility for his responsibilities.

5. Avoid letting him watch any program on TV. He will grow up thinking that there is no difference between being a child and being an adult.

6. Avoid giving your child all the money he asks for. He will grow up thinking that getting money is easy and will not hesitate to steal for it.

7. Always avoid putting yourself on his side when he is wrong against the neighbors, his teachers, the police. He will grow up thinking that everything he does is right, it is the others who are wrong.

8. Avoid leaving him alone at home when you go to the place of worship, otherwise he will grow up thinking that God does not exist.

9. Avoid talking down about a family member or spouse it will teach them to hurt others and that conflict and hurting others is okay.

10. Avoid showing them that not helping others in need is ok it will give them lack in grace.

To make things simple, teach them grace and kindness in all things and treat them the way you would want them to be treated. 💗😌





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