Modern Cents

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Modern Cents Advice-only female-led professional financial planning. Based in Ontario, Canada.

10/15/2026

U.S. inflation heated up in September, and it wasn’t just because of rising fuel prices.

10/14/2026

Is the AI stock market boom a bubble? High valuations meet strong earnings growth, rising profitability and a CAPE ratio distorted by modern accounting.

10/13/2026

Withdrawing more than you need from your RRSP or RRIF and reinvesting it can be a reasonable course of action. You may have heard of it referred to as an RRSP or RRIF “meltdown” strategy.

10/12/2026

Before committing money to a prediction-market contract, look beyond the headline probability and examine how the market actually works.

10/11/2026

One interesting suggestion was withdrawing securities in lieu of cash, but don’t think of it as a get-out-of-jail-free card.

10/10/2026

CIRO notice says investors may encounter lower trading volumes, wider gaps between buying and selling, greater price volatility.

10/09/2026

The U.S. government is paying more to borrow than it has since 2002, but that doesn’t mean markets are sounding the alarm over U.S. debt levels yet, analysts say.

10/08/2026

Amazon wants to use AI to match shoppers to the right products. Some users say their tool is doing a great job cosplaying a judgmental aunt.

10/07/2026

Mortgage rates surged this week, rising to a nearly three-year high as investor concerns about inflation drove up Treasury note yields.

10/06/2026

The average 30-year, fixed-rate home loan rose to 7.28 percent, and more buyers are turning to adjustable-rate mortgages. How safe is an ARM? Here's what to know about the risks.

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