Make Cents

06/17/2020

At our economy and society begins to recover from the initial shock provided by COVID-19, there may be some of you out there who are looking to invest in your first home while interest rates are super low.

Take a read through these tips on how to make sure that you're making the right decision and please don't hesitate to message us with questions!

It's important to consider not only what you can afford now, but what you’ll be able to swing if a baby comes along, your career goes off-track, or the property you buy needs a major repair.

05/21/2020

With this unprecedented time we're living in, looking for jobs has become incredibly challenging.

Here are some tips from two experts on how to increase your likelihood of success in finding a job right now.

It's a tough time to be sure, but here's where two experts think you should start.

05/07/2020

Hi everyone,

Hope you're all well and safe. We wanted to let you know that if you have any questions about the various government programs to support those affected about COVID-19 or any general questions about personal budgeting, taxes, or investing please don't hesitate!

04/16/2020

If you need more information around what government
benefits might be applicable to you during this time try this amazing guide put out by the CBC.

It's a great question and short form answer resource that will help guide you to ask the necessary questions to get your relevant answers.

As always, please feel free to reach out to us if you have any other questions.

Your guide to the benefits the federal government, provinces and territories are offering to people financially affected by the coronavirus.

04/02/2020

We're living through a surreal time with COVID-19. Nothing has impacted individuals and businesses quite like this in our time with businesses and industries shutting down overnight.

With that in mind, I've been doing some research and found a great article answering a lot of pressing questions around finances.

If you have any personal questions please reach out and we'll do our best to help you with whatever answers we can provide.

How to approach issues like cash flow, mortgage deferral, retirement investments and more right now.

03/22/2020

There's a lot happening with COVID-19 affecting just about every aspect of today's society.

Check out this link for some information about tax programs by the government to make our lives easier as we have this unprecedented crisis.

The Canada Revenue Agency is providing much-needed relief for citizens in what has rapidly descended into the worst financial crisis since 2007-2008.

03/11/2020

Great post on how to identify a good sales vs. traps that retailers set up to make you think you're getting a deal!

Two consumer-behaviour experts share their tips and insights.

03/04/2020

Ever wondered what roboadvisor is? Ever wondered which ones exist and which ones are the best?

Check out this article for an in-depth look at various Canadian roboadvisors with enough information to make the choice that's best for you!

Find out which robo-advisor is right for you

02/26/2020

Here comes tax time! Here are some useful tips to keep an eye out for as you get ready to file.

Remember, the deadline is April 30th for most individuals and June 15th if you're self-employed!

Don't hesitate to send us a message if you have a specific question :)

A chartered accountant and millennial money expert answer our pressing questions.

02/12/2020

Anyone else seeing those "RRSP Deduction Loan" promotions?

Here's a great resource on what to think about if you're considering it!

TL;DR - It's likely better to just contribute the payments you'd be making to the bank to your RRSP so you can save on interest and not take on any debt.

Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply making regular small RRSP contributions.

02/03/2020

Everyone knows that budgets are notoriously difficult to manage.

Here's another strategy that can help lighten the burden!

By saying “no” to things without true value or meaning for us, we suddenly had more money to spend on items and experiences that really mattered.

12/18/2019

If you're looking for a few quick and easy ways to get more confident with investing check this article out!

If worries about your investing savvy are holding you back, these ideas can boost your knowledge of the basics.