Agnes Krzyzewski, Mortgage Agent L2

Agnes Krzyzewski, Mortgage Agent L2 Mortgage Agent Level 2
TMG The Mortgage Group I will always put you first as my client. Referrals are the greatest of compliments!

I have been happily helping Ontarians from all corners of the province for the past 4 years with all things mortgage. Whether making dream of home ownership possible or helping families with their debt management, refinances or mortgage renewals, I am at my happiest when I can truly help someone in need and make a positive difference. I will work hard to provide you solutions, always looking out f

or your best interest. This is my promise to you.

12+ years of experience in the financial sector. In my previous roles at the Bank I had the privilege of successfully managing teams of Customer Service Representatives to meet customer service and sales targets in one of Toronto’s most affluent neighbourhoods. Prior to that I have been in a bank compliance role, being primary responsible for internal audit preparedness and general compliance including processes, procedures as well as education. It was my pleasure to work for a total of 6 bank branches, serving our diverse communities.

12/24/2025
Today Bank of Canada announced another 0.25% rate cut.If you have a variable-rate mortgage with adjustable payments, you...
10/29/2025

Today Bank of Canada announced another 0.25% rate cut.

If you have a variable-rate mortgage with adjustable payments, you can expect your payment to decrease. If your variable-rate mortgage has fixed payments, more of your payment will now go toward your principal. Fixed-rate mortgages won’t be affected immediately, but if rates keep trending lower, it could mean better renewal or refinancing opportunities down the road.

Is it time to consider the variable rate?

Reach out to discuss your mortgage options for renewal, refinance or purchase.

Quarter percent rate cut today.You will see variable rates decreasing overnight. If you have an existing variable rate m...
09/17/2025

Quarter percent rate cut today.
You will see variable rates decreasing overnight. If you have an existing variable rate mortgage, your rate and in some cases your payment will be adjusted lower.

Happy Easter to you and family!
04/18/2025

Happy Easter to you and family!

Merry Christmas!Happy Holidays to you and family!
12/23/2024

Merry Christmas!
Happy Holidays to you and family!

Anxiety over your mortgage renewal? Worried about high rates?It's worth to talk about your options. Afterall, your house...
11/12/2024

Anxiety over your mortgage renewal? Worried about high rates?
It's worth to talk about your options. Afterall, your house is your most expensive and important asset.
I am committed to finding you a competitive rate and exploring different options and solutions such as:
- no fee no stress mortgage switch
- Home Equity Lines
- refinance with debt consolidation
- extended amortizations
- business-for-self programs
- affordable Alt-A mortgages
- bruised credit programs
- variety of private lenders

*4.14% is for 5 year fixed term, insured/insurable eligible mortgage switch.

Address

2nd-121 Harbord St
Toronto, ON
M5S 2L2

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