Mortgages by Dammy

Mortgages by Dammy Whether purchasing your first home, renewing your mortgage or using the equity in your home to conso Brokerage # 12079 // Mortgage Agent # M20002249

Vancouver realtor pleads guilty to tax evasion after claiming a property as her principal residence.The CRA says she eva...
08/27/2026

Vancouver realtor pleads guilty to tax evasion after claiming a property as her principal residence.

The CRA says she evaded $103,785 in income tax and took deliberate steps to support her claim.

A good reminder that real estate decisions have tax consequences too.

Follow Dammy | Mortgage Broker | ON & AB for more real estate + money lessons you actually need to know. 👀

08/25/2026

Your first “NO” isn’t a hard stop…it just means you talked to the wrong institution. 🚫

I regularly get approvals for:
🔹 Contract work under 2 years
🔹 Foreign income
🔹 Bruised credit
🔹 Low T4/NOA income on paper

I work with guidelines designed for real life, not rigid algorithms.

💬 DM me and let’s look at your actual numbers!

Four ways to pay off your mortgage faster, from the simplest to the most daring.Comment PAYOFF below and I’ll send you t...
08/24/2026

Four ways to pay off your mortgage faster, from the simplest to the most daring.

Comment PAYOFF below and I’ll send you the link to a short quiz that helps you decide which is best for you!

08/21/2026

Buy now or wait? Townhouse or condo? Fixed or variable?

PS: There’s no one-size-fits-all answer in real estate, only the strategy that fits your actual cash flow and lifestyle.

💬 What would have been your choice? Let me know in the comments!

08/20/2026

Homeownership has its costs, but so does everything worth building. 🏡😂

Looking to buy a home? Get started in my DMs. ☺️

08/19/2026

Tax season you vs. Mortgage application you. 😅

If you’re self-employed and want to buy a home, strategy is key. DM me to map out your plan! 📩

08/15/2026

Mortgage decisions, rapid fire.
Fixed or variable?
Bank or broker?
FHSA or RRSP?

Let me know your thoughts in the comments!

Share with a friend. 🫶🏾

08/13/2026

If your brain fell for that, imagine what you’re missing in your mortgage fine print.

That’s why you need me as your mortgage broker. Let me do the shopping for you.

DM me before you sign or renew. 📲

Saving for a down payment matters, but putting it in the right account matters even more. Here’s your cheat sheet for us...
08/10/2026

Saving for a down payment matters, but putting it in the right account matters even more. Here’s your cheat sheet for using tax-advantaged accounts to get there faster.

Bonus: stacking two of them can get you over $100K in tax-advantaged funds toward your purchase.

Planning to buy a home? I’m your plug. DM me “HOME” and let’s talk numbers.

Address

Toronto, ON

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