Reza Hashemi / Mortgage Agent at Mortgage Outlet Inc. Lic. #12628

10/11/2026

01/01/2026

To new chapters, handwritten with love. ❤️✨
May our days feel like warm hugs and our nights like magic under fireworks.
2026, be gentle with our hearts and wild with our dreams. 💑🌙

ForeverUs HeartToHeart KissAtMidnight NewYearMagic TogetherAlways LoveStory NewBeginnings ViralReels RomanticVibes CelebrateLove

12/28/2025

Happy Sunday!

12/24/2025

Didn’t know I needed to star in a holiday movie
🎬
But here we are
🎄
Main character energy activated
✨
Happy holidays
🎅

12/07/2025

Fast Private Mortgage
First and Second Mortgages
Construction Loan
Secure Line of Credit
Renew, Refinance & Switch with Lowest Rate (647) 200 - 3313
We can help explain your options and offer advice on mortgage solutions to help you achieve your financial goals.
Call 1-647-200-3313
www.ManagingYourMortgage.com
www.vaam.ca

07/01/2023

Proud to be Canadian - Happy Canada Day!

☎️ (647)200-3313
www.ManagingYourMortgage.com
www.vaam.ca


#12628

07/01/2023

A mortgage is a loan secured by property, such as a home. When you take out a mortgage, the lender registers a charge on your property. The type of charge determines which loans your lender allows you to secure against your property. 

Standard charge
A standard charge only secures the mortgage. It doesn’t secure any other loans you may have with your lender, such as a line of credit. The charge is registered for the actual amount of your mortgage.

Collateral charge
With a collateral charge mortgage, you can secure multiple loans with your lender. This includes a mortgage and a line of credit.
The charge can be registered for an amount that is higher than your actual mortgage. This allows you to borrow additional funds on top of your original mortgage in the future. You avoid paying fees to discharge your mortgage and register a new one. You only have to make payments, including interest, on the money you actually borrow.

☎️ (647)200-3313
www.ManagingYourMortgage.com
www.vaam.ca



#12628

03/19/2023

Meaning “new day” in Farsi, Nowruz marks the first day of spring and the start of the new year in Iranian culture. Beginning on the spring equinox, it marks the beginning of Farvardin, the first month of the Solar Hijri calendar.
In addition to traditions such as jumping over the fire for Chaharshanbe Soori and the Haft-sin table spread (featuring seven dishes beginning with the “sin” pronunciation in Farsi, all of which hold symbolic value for the new year), food is a big part of the celebrations.

Sabzi polo ba mahi (herbed rice with fish) is one of the most popular dishes to prepare for the new year festivities, along with other common favourites, all of which use ingredients that represent rebirth and new life for the new year.

☎️ (647)200-3313
www.ManagingYourMortgage.com
www.vaam.ca


#12628

09/15/2022

Assumable mortgages
An assumable mortgage allows you to take over or assume someone else’s mortgage and their property. It also allows someone else to take over your mortgage and your property. The terms of the original mortgage must stay the same.

You may want to consider an assumable mortgage if:

* you’re a buyer and interest rates have gone up since you first got your mortgage
* you’re a seller and want to move to a less expensive home but want to avoid prepayment fees because you have several years left on your existing term
Most fixed-rate mortgages can be assumed. Variable-rate mortgages and home equity lines of credit can’t.

The lender must approve the buyer who wants to assume the mortgage. If approved, the buyer takes over the remaining mortgage payments to the lender. The buyer is also responsible for the terms and conditions set out in the mortgage contract.

In some provinces, the seller may remain personally liable for the assumable mortgage after the sale of the property. If the buyer doesn’t make their mortgage payments, the lender may ask the seller to make the payments. Some lenders may release the seller from the responsibility if they approve the buyer for the mortgage.

Check with your lender to see if your mortgage is assumable. Lenders may charge you a fee to assume a mortgage. Your mortgage contract indicates if you need to pay a fee to complete the transfer.

☎️ (647)200-3313
www.ManagingYourMortgage.com
www.vaam.ca


#12628

08/17/2022

وام مسکن قابل حمل
اگر خانه خود را برای خرید خانه دیگری می فروشید، وام مسکن قابل حمل به شما این امکان را می دهد که وام مسکن موجود خود را منتقل کنید. این شامل انتقال مانده وام مسکن، نرخ بهره و شرایط و ضوابط می شود.

ممکن است بخواهید انتقال وام مسکن خود را در نظر بگیرید اگر:

* شما شرایط مطلوبی برای وام مسکن موجود خود دارید
* شما می خواهید از جریمه های پیش پرداخت برای شکستن زودهنگام قرارداد وام مسکن خود جلوگیری کنید

با وام دهنده خود مشورت کنید تا دریابید آیا وام مسکن شما واجد شرایط انتقال است یا خیر. در مورد هرگونه محدودیتی که ممکن است اعمال شود سوال بپرسید.

اگر هزینه خانه جدید شما کمتر از مبلغی است که در وام مسکن خود دارید، ممکن است مجبور باشید جریمه پیش پرداخت را بپردازید. در صورتی که نیاز به قرض گرفتن پول بیشتری برای خانه جدید خود دارید، از وام دهنده خود بخواهید جزئیات بیشتری در اختیار شما بگذارد.

☎️ (647)200-3313
www.ManagingYourMortgage.com
www.vaam.ca


#12628