INIT Capital Funding

INIT Capital Funding Helping Cdn.'s 3X their wealth using their mortgage! Smith Manoeuvre Professional™
ASH HOW!

06/04/2026

Word of warning on your RRSP, and what happens when you retire.

06/03/2026

There are five ways to pay off your mortgage quicker. There is also one bonus, that not many people know about!

06/02/2026

Imagine if your mortgage payment
could also help build your investment portfolio.

Sounds fake, right?

It’s not.

There’s a CRA-approved strategy called the Smith Manoeuvre…where homeowners convert bad non-taxable debt into tax-deductible investment debt over time.

Most Canadians don’t even know
this exists.

if you wanna learn more, DM me or book a call through my calendar link in bio.

I am also teaching how to do this on my free webinar, this coming Thursday. Link in bio.

06/01/2026

You’ve probably been told to pay off your mortgage as FAST as possible…but wealthy Canadians often do the opposite.

Here’s why.

Every mortgage payment builds equity…but with the Smith Manoeuvre, that equity can be reborrowed to invest…which can make the interest tax deductible.

Most homeowners have NEVER heard of this.

Join my FREE webinar Thursday, June 4, 7:30pm. Link in Bio.

05/29/2026

The Smith Maneuver is a Canadian financial strategy designed to legally convert non-deductible residential mortgage interest into tax-deductible investment loan interest.

By using a readvanceable mortgage, homeowners borrow the principal portion of their monthly mortgage payment and reinvest it, allowing them to deduct the interest from their taxable income.

If you want to learn more… book a call and we can discuss if it makes sense for you.

05/28/2026

Don’t let CRA take all of your hard work with taxes.

Plan ahead. Lots of unique ways, for you to pass on wealth to your next generation.

05/27/2026

Canadian homeowners are struggling to gain any traction in building their financial futures.

If you’re feeling stuck with your financial growth as a Canadian homeowner, it is a common challenge, but you’re not alone in this journey.

As a Smith Manoeuvre Certified Professional™, and as a Financial Advisor, I can introduce you to a strategy designed specifically to boost your financial growth.

The innovative Smith Manoeuvre™ has been transforming the financial landscapes of Canadians for over 40 years, turning non-deductible mortgage interest into a powerful tool for wealth creation.

By restructuring your mortgage just once, you can start reducing your tax burden, accelerating your mortgage payoff, and building the financial future you’ve always envisioned. Your home is more than just a place to live—it can be a dynamic partner in your path to financial freedom.

Swipe to learn the basics of how this strategy can change your financial future for the better!

Then, when you’re ready to see how The Smith Manoeuvre™️ can work for you, let’s connect!

Head to the link in my bio or send me a DM to start your journey to financial independence today.

🇨🇦

05/26/2026

Your paycheque might be sitting in the WORST possible place.
Traditional mortgages separate your income from your debt.

That keeps interest higher for longer.
But products like Manulife One use your income daily against your mortgage balance…
which can potentially save YEARS of payments.
Most people focus only on rate.
That’s a mistake.

Comment ‘ONE’ if you want to see how it works.

05/25/2026

The bank will never explain to you how you can pay off your mortgage quicker because they want you to stay in your mortgage as long as possible….WHY?

Because the banks make money off of you when you have your mortgage for as long as possible. 😣😮‍💨🙁

05/25/2026

If you want to break out of the
middle class, you need to stop
falling for these 3 financial
traps immediately….

1. Lifestyle Creep

Every time you get a raise,
your spending increases to
match it. You’re making
more, but saving the
exact same amount.

2. Financing Fast Depreciating Assets

Financing things that lose value instantly. Buying a brand-new car on a 72-month loan is a guaranteed way to keep your money locked up in a depreciating asset.

3. Not putting anything aside to save.

This can be very difficult to understand but even putting aside $10, $20, $30 every month into something like your TFSA, or in an ETF, or into a segregated fund…. Will be a massive FINANCIAL win for your future self.

If you want your own personal financial plan… DM me or book a call through my calendar link in bio.






Address

55 Renfrew Drive, Suite 201
Toronto, ON
L3R8H3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16472744648

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