08/15/2026
Real estate investors purchasing multi-unit rental properties need to look beyond gross rental income.
Lenders rely on the Debt Service Coverage Ratio, or DSCR, to measure if a building generates enough net operating income to pay its debt obligations.
A ratio above one point two shows that the property generates healthy cash flow after expenses.
Understanding this calculation helps investors prepare strong loan applications that lenders approve quickly.
If you need assistance calculating DSCR for your next acquisition, I can help.
Amaka Ezeude, Mortgage Agent, Level 2 (Lic. M22000469)
π647 405 0220
π© [email protected]
π www.kingdommortgages.ca
Kingdom Mortgages Inc. Brokerage #13608.
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