01/12/2022
Does Car Insurance Cover Hit a Run Accidents?
When another driver has damaged your vehicle in a hit and run accident, it should not affect your premium if you follow these steps:
✔️ Call 911 if you were in the vehicle when it was hit or if someone is injured. Collect as many details as you can about the vehicle – colour, make, model, license plate number.
✔️ Collect information from witnesses and get their contact information in case the police or insurance company needs to reach them
✔️ Take photos of the collision and vehicle damage if it’s safe to do so.
✔️ Report the hit and run to the police within 24 hours as it is considered a crime. The police may advise you to go to a collision reporting centre. Write down the officer’s name, badge number and phone number so your insurer can follow up.
✔️ Call BIG’s emergency claims line and provide as many details as possible about your claim. 1-866-670-0905
Share this post with a friend so they are prepared if they are in a hit and run accident to have minimal effects on their insurance.
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Saad Bhutto, RIBO
C: (647) 770-0049
W: https://www.thebig.ca/saad