https://www.facebook.com/106438275340629/

PS Mortgages

Home
Canada
Toronto, ON
PS Mortgages

Providing mortgage solutions to your custom needs so you can make the RIGHT choice. Let’s connect!

08/08/2024

Second mortgages are usually taken out to help with short-term cash requirements, pay off higher-interest debts or for investment opportunities. Depending on your qualifications, a second mortgage will allow you to access 80% - 95% of your home equity.

One of the attractive things about second mortgages is the payment. In most cases, you can pay interest only or interest plus the amount of principal you select.

For more information, reach out.

08/06/2024

You don't have to worry about getting rate quotes when you work with me! With access to major Banks, credit unions, national, regional, and private lenders, I shop the market for you.

If you are looking at low online rates, do your research, and get in touch to discuss. Rock-bottom online rates often come with restrictions and high penalties that could work against you in the long run. Necessary mortgage privileges don't fit in a rate ads but are critical when determining the best mortgage for your situation.

08/02/2024

Finding your way through the mortgage maze can be daunting. With me by your side, you'll receive personalized guidance tailored to your financial situation. I'll help you secure the best rates and terms, simplifying the process so you can make informed decisions at every turn.

07/25/2024

Dreaming of your perfect home? 🏡 Start your homeownership journey by boosting your credit score with these 4 tips: 📈

1️⃣ Always pay your bills on time 📆
2️⃣ Keep credit card balances below 30% of your limit 💳
3️⃣ Regularly check your credit report for errors 📝
4️⃣ Avoid opening unnecessary new credit accounts 🚫

Follow these steps and watch your credit score soar!

Ready to secure your dream home? Contact me today and let’s start the process! 🏡💼

07/23/2024

If you have equity in your home and need quick access to funds, a Home Equity Line of Credit could be the perfect solution.💳

Contact me today to learn more and find out if a HELOC is right for you! 💬

07/19/2024

While many people decide to co-own a home for cultural reasons or to help take care of elderly parents or young children, more Canadians are now turning to co-ownership as a means to combat housing in-affordability.

By dividing the cost of a home between more people, Canadians can get their foot on the property ladder more easily and expand their home search to more desirable locations or larger properties that may not have been accessible with their budget alone.

A co-ownership strategy allows you to get into a home today, build equity, cash out, and then buy your home with the equity you’ve built over the first four or five years.

07/17/2024

Here are five tips to help you get ready to buy your first home:

1️⃣ Keep a good credit score! The higher, the better. This is a snapshot of your financial health, and lenders use this to gauge your ability to repay debts.

2️⃣ Save a down payment! The bigger the down payment, the better – the minimum down payment when less than $500,000 is 5%; between $500,000 and $999,999, you will need 5% for the first $500K and 10% for the portion above $500K, and $1 million+ you need 20% of the purchase price.

3️⃣ Keep your income stable. Lenders like to see proof that you can make your payments; a full-time job is the best way to show it.

4️⃣ Pay down existing debt. Your balances don’t need to be at $0, but how much debt you carry will affect how much you can borrow.

5️⃣ Get a mortgage pre-approval!

07/11/2024

When buying a home, remember to budget for more than just the initial cost. Factor in expenses like legal fees, land transfer taxes, and home inspection fees, which can range from 1.5% to 4% of the home's price.

Planning for these additional costs upfront can help you navigate the path to homeownership smoothly and avoid unexpected surprises.

07/09/2024

🏡💰 Did you know? A whopping 73% of Canadians believe that real estate is a solid financial investment! 📈 Whether it's building equity, generating rental income, or securing a future asset, real estate continues to be a cornerstone of financial success.

07/02/2024

Making the jump to homeownership can be scary, but a recent study done by Mortgage Professionals Canada shows that 90% of Canadians who make the leap are overwhelmingly happy with their decision to become homeowners.

If you are thinking about buying, send me a message. I work with many lenders to provide you the most options, and will guide you through the process. Plus, my services are free.

06/28/2024

Jumpstart your home-buying journey with a pre-approval:

💰 Understand your budget
⏩ Accelerate the process
🔒 Secure a favorable rate
😌 Enjoy a smooth and stress-free experience

Contact me for a free pre-approval! 🤝🏡💼

06/25/2024

Automatically sticking with your current lender might not guarantee the best rate. Reach out to review your mortgage, secure the most competitive rate, access additional funds, and tailor your amortization or payments. 🗓️💵

Mortgage renewal is a chance to renegotiate. Start early to ensure your financial goals are met. 💲You don’t have to handle the renewal alone. I’m here to offer guidance and support; don’t hesitate to reach out with any questions.

Address

Toronto, ON

Telephone

+16475021104

Website

facebook.com

Alerts

Be the first to know and let us send you an email when PS Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Toronto?