Aun Sayyed - Mortgage Broker

10/27/2021

10/27/2021

Amazing programs available for new immigrants to Canada! Contact me for more details or pre-qualify online at www.aunsayyed.com

10/05/2021

Debt can often get hard to manage. Credit Cards, Lines of Credits, Car Loans and Personal Loans are just some of the few types of debts average Canadians have. Having debt can be stressful, but being able to consolidate debt into a mortgage has many benefit.

Here are 3 reasons why you should consider consolidating your debt into a mortgage.

1. Save Interest - The average credit card interest rate in Canada is over 18%, other unsecured debt rates are also quite high. When you consolidate all debt into a mortgage, it can save you money on interest.

2. Fewer Monthly Payments - Making multiple payments to multiple lenders and accounts can be difficult and time consuming. By consolidating into one mortgage, you only have to worry about making one payment instead of multiple.

3. Lower Monthly Payments - Most Canadians are concerned about monthly payments that are often hard to manage. By consolidating into a mortgage, there will be less money going out of your pocket each month making it easier to manage your monthly finances.

There are multiple options available to pay off debt using your home, Including Mortgage Refinance, Second Mortgage, Home Equity Line of Credit (HELOC) and even more. Contact me if you are interested in learning more about debt consolidation.

CALL/TEXT/WHATSAPP 24/7 - 289-218-7139

10/03/2021

Qualifying for a mortgage is one of the most important step in home ownership.

1. Credit - Your credit report & score is a reflection of your financial track record. It is important to make sure your payments are made on time and you are using your credit cards responsibly. Checking your credit report regularly is a good way to keep on top and verify if all reported information is correct.

2. Down Payment / Equity - A down payment is needed to purchase a house and can range from 5% minimum to over 20%. Ensuring you have enough down payment for your purchase is very important. For those refinancing, ensuring you have enough equity in your house is also very important.

3. Income - Lenders want to know how will you be repaying them, if you have stable income, lenders will be able to see that. If you are employed, lenders will verify your employment and income through your paystubs/employment letters. If you are self employed, it is very important to report your income along with filing taxes, lenders will generally assess 2 years of income data.

4. Assets / Liabilities - Lenders will assess risk by looking into your assets and liabilities, it is often a good idea to reduce liabilities in order to get approved.

These are all very important steps in qualifying for a mortgage, however, as a mortgage broker, I work with lenders to work with each situation. Contact me today and I will take the stress off your hands and work with lenders to shop for the best rates for your situation.

10/01/2021

Pineapple 🍍 new office grand opening party

10/01/2021

Hello,

My name is Aun and I am a Mortgage Agent for Pineapple. A lot of people don't understand the benefit of using a a mortgage agent or a mortgage broker as more commonly known, so let me explain how using a broker can save you thousands of dollars.

As a mortgage agent working under one of the largest brokerages in Canada, I have access to rates from many lenders as well as major banks. I am able to view programs offered by lenders such as programs for new comers, self employed, people with less than ideal credit, small business owners, and many many more. By being able to see all mortgage programs and interest rates, I am able to provide high quality guidance to my clients to ensure that they are getting the best rates. Often times my services are free for clients to use as I get paid by the banks.

A mortgage is not a one size fits all, in-fact it can be difficult to understand the basic fundamentals of a mortgage. Being licensed by the Financial Services Regulatory Authority of Ontario (FSRA) (LIC # M21003749), I am well educated and qualified to offer mortgage advice. My goal is to make your mortgage experience hassle free and quick. For any of your refinance, purchase, or equity pull out needs, please reach out to me anytime convenient for you.

Toronto Star Article Link: https://www.thestar.com/sponsored_sections/the-next-generation-of-borrowing/why-working-with-a-mortgage-broker-can-save-time-and-money.html