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Wealth Basics A Licensed Financial Advisor helping families achieve financial security through personalized investment, insurance and financial planning.

Offering guidance on Services:
• RDSP • RESP • FHSA • TFSA • RRSP • Life, Disability and Health Insurance Artee Rana | Wealth Basics

10/14/2026

Thinking about buying your first home or condo? 🏡

The FHSA combines some of the best features of an RRSP and TFSA:
1. Tax-deductible contributions
2. Tax-free growth
3. Tax-free qualifying withdrawals for your first home

But timing matters. Unlike an RRSP, there is no 60-day grace period—your contribution generally needs to be made by December 31 to count for that tax year. The annual FHSA participation room is $8,000, up to a $40,000 lifetime limit.

I help Ontario families understand how an FHSA could fit into their home-buying plan—and what to do before year-end.
Book a complimentary chat to review your options and get personalized financial advice

10/06/2026

🌱❤️
Quote by: Jenn Soehnlin, author of Embracing This Special Life

Value their journey, celebrate their accomplishments, and allow them to develop in their own way. You can grieve and still experience the most beautiful journey, parenting a child with special needs. Love to you and your special children.

I had the pleasure of speaking with many dental professionals on Sunday about the importance of taking care of their fin...
10/01/2026

I had the pleasure of speaking with many dental professionals on Sunday about the importance of taking care of their financial health.

Our conversations focused on retirement savings, financial planning, and risk management, particularly the need to protect their greatest asset: their ability to earn an income.

Dental professionals, like many healthcare providers, dedicate their time and energy to caring for others. As a result, their own financial planning can sometimes take a back seat. The event was a valuable opportunity to remind them that certain areas of their financial lives can be outsourced to trusted professionals, allowing them to focus on what they do best.

A special thank you to Humania Insurance for sponsoring a door prize for the event participants.

If you’re a dental professional looking to learn more about disability insurance and the coverage options available to protect your income, feel free to connect with me.

09/29/2026

Sometimes life gives you a second chance at the moments you thought you missed. ❤️

What once felt like a challenge has become a beautiful reminder to slow down, be present, and cherish the little things. Watching him grow, laugh, and discover the world has been its own kind of magic. ✨

09/25/2026

For all special needs moms for whom motherhood is not what they expected, think of it as an opportunity to have your kids around for longer. More time to be present. 💙

“My kid takes longer to ‘grow up’. Secretly, that is sort of awesome.” — Rebecca Smith Masterson

To every mom navigating the do-over: you’re not alone.

SlowIsOkay

09/22/2026

Special needs kids hear you. They feel your encouragement. They notice when you believe in them, even when they don’t believe in themselves yet.

Choose to inspire confidence and see your belief move mountains. ❤️

09/17/2026

What’s one thing that helps you feel more prepared for school meetings?

Special needs school advocacy is more than meetings. It’s preparation, emotions, follow-up, and a lot of invisible work. If you’re in this season, I hope you remember that your voice matters.

Your child is lucky to have you in their corner.

With the cost of living continuing to rise, families are looking for practical ways to make their money go further.I hel...
09/15/2026

With the cost of living continuing to rise, families are looking for practical ways to make their money go further.
I help families explore tax-saving strategies and registered plans that can support a variety of needs—from education and retirement to long-term financial security and future care.
If you’re self-employed, a gig worker, or a contractor, you may also be missing out on disability coverage typically included in employer benefits plans.
Your ability to earn an income and support your family is one of your most valuable assets. Disability and critical illness coverage can help protect that income if an illness or injury prevents you from working.
These coverages may feel expensive, but the financial impact of being unable to work, requiring specialized healthcare, or needing 24/7 care can be far greater.
I’m excited to speak about these important topics at the Beyond the Chair Symposium and share practical strategies to help families plan, protect their income, and move forward with greater confidence.
If you’re wondering whether your current financial plan and coverage are keeping up with your family’s needs, let’s connect.

09/10/2026

If you know, you know. 😅 Special needs parenting comes with a whole vocabulary of its own. And sometimes, we just need understanding, not unsolicited advice. ❤️

09/08/2026

Small wins special needs parents will understand.
Special needs parenting often means celebrating progress that other people might not even notice. A new word, a calmer moment, one more minute of focus, one less prompt, these all count. These moments might look small to other people.
But you know what they really are: progress!
What’s one small win your family had this week?

If you had one of these moments this week, I hope you let yourself celebrate it.

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Toronto, ON
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