Mortgages by Angad

05/20/2026

Still Around.

05/19/2026

What a Pure Soul she is.

Our industry is blessed to have her ❤️

02/03/2026

Rest in Peace 🕊️

We are saddened to share the passing of Christine Buemann, a respected member of our Advisory Council, who passed away peacefully after a long and courageous battle with cancer.

Christine was deeply committed to supporting the association and its members. She was always willing to lend her time, insight, and encouragement, and she consistently showed up for her peers with generosity and professionalism. Her contributions and dedication made a meaningful and lasting impact on our community.

Christine will be remembered for her kindness, strength, and unwavering willingness to help others. We are grateful for the time we had with her and for the positive influence she had on those around her.

We extend our sincere condolences to Christine’s family, friends, and colleagues. Her legacy will continue through the many lives she touched.

01/23/2026

Is it time to consider a Refinance?

When you refinance your property, you can access up to 80% of your home’s value in a new mortgage. Using this equity can be an effective way to consolidate consumer debt, complete renovations, or fund a major purchase.

Here’s a recent refinance scenario I helped a returning client:
The clients purchased their home 10 years ago. Today, it is worth approximately $500,000, and they currently owe $245,000 on their mortgage.

In addition to their mortgage, they had two auto loans, two lines of credit, and two credit cards, totaling $104,000 in consumer debt. Their combined monthly payments (mortgage, loans, and credit cards) added up to $3,603.

Their goal was to eliminate their consumer debt and finally finish their basement renovation.

By refinancing and accessing their home’s equity, we set up a new mortgage of $380,000. This allowed us to pay off the existing mortgage, clear all consumer debts, and leave the clients with approximately $31,000 in cash to complete their basement.
After the refinance, the mortgage became their only debt, with a new monthly payment of $2,040. This reduced their monthly payments by over $1,500 and provided the funds needed to complete their renovation.

Refinancing isn’t the right solution for everyone, but if this situation sounds similar to yours, feel free to reach out. We can review the numbers together and see if it makes sense for you.

Angad S.
[email protected]
www.13mortgages.com
BRX Mortgage Inc. #13463

Tired of passing your hard earned rent over to your landlord? Maybe you've built up some savings and have a downpayment for your own property. No matter what your situation is, we help simplify the buying process.

01/15/2026

Most Canadians just sign their mortgage renewal letter and move on.

But did you know that renewing is your chance to:

- Lower your payment

- Pay off debt faster

- Access equity (if needed)

- Avoid restrictive terms

If your renewal is in the next 3–6 months, I can help you run a quick “renewal second opinion.”

DM “CASH” and I will book a call with you!!

Angad Singh
Mortgage Agent Lvl. 2
BRX Mortgage #13453
519-871-8110
www.13mortgages.com

Photo Credits: .photography
Studio:

01/11/2026

Save this for later.

2026 Bank of Canada Interest Rate Announcement Schedule.

12/31/2025

This, right here, this is the person who motivated me to become a Mortgage Broker.

The industry knowledge that she has, Her dedication towards serving the clients and helping out others ❤️

I see her making to the top in 2026, she definitely deserves it.

Thank you for everything you do, Katherine 🤗