Rocco Scarfò, Mortgage Agent

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Canada
Toronto, ON
Rocco Scarfò, Mortgage Agent

Licensed Mortgage Agent | Financial Educator

FOLLOW MY INSTA:

OwlMortgage.ca
4C-3250 Dufferin St
Toronto, ON

www.owlmortgage.ca

11/16/2022

Extras included 🤝🏼

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/15/2022

Be prepared for race day 👟

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/14/2022

The Government of Canada’s First-Time Home Buyer Incentive Program | Is it worth it? 🏡

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/11/2022

Did you know? In Scotland, homeowners paint the front door of their home red once they’ve finally paid off their mortgage.

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/10/2022

Variable vs. Adjustable: what’s the difference?

OwlMortgage.ca
Lic # 13364

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11/08/2022

Housing Update ‼️

Is this good news for Ontario’s housing market?

OwlMortgage.ca
Lic # 13364

11/07/2022

It’s not all about rate! 💲

You want the product as a whole to best serve you. Take a moment to assess these additional features of your mortgage and determine whether or not it works for you.

If you need help reviewing these additional features and more, give me a shout I am always happy to help!

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/06/2022

Q: Can I put down less than 20% on a home that’s priced at $1,100,000?

A: Provided you qualify, you may only be eligible for a down payment of less than 20% if the purchase price is $1,000,000 or less.

This is one of the several criteria for an ‘insured mortgage.’

If you want to learn more about what you need to qualify for insured financing on your home, reach out to me I am more than happy to walk you through the process!

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/05/2022

What’s your favourite architecture style? 🏡

OwlMortgage.ca
Lic # 13364

🏡 🦉

11/04/2022

GET PRE-APPROVED IN 3 STEPS ⬇️

A pre-approval is oftentimes the first step in the home buying process. It provides you with a benchmark of affordability in advance of making an offer.

If you’re new to the home buying process, this is an important first step. Why? For starters, it’s a guide that will help you spend within your means. Second, the terms of a pre-approval certificate typically last 90-120 days, which gives your realtor plenty of time to scan the market while your interest rate is secured. And finally, IT’S FREE.

Here’s how we make sure you get your pre-approval quickly and efficiently:

🔘 DISCOVER: Step one is a discovery call or meeting where we will get to know you and your plans for homeownership. We’ll discuss your timeline, goals, budget and get an overall sense of how best we can help you.

🔘 COLLECT|REVIEW: The second step involves us collecting all the relevant information that’s necessary to prepare your pre-application and send it to out trust lending partners. This will consist of mainly of employment documents. Once received we will review the information and package it nicely before submitting.

🔘 SUBMIT: The final step involves actually submitting your application to our lending partners. Once we have received our responses to your application, we’ll set up a time to go over all your available options at the given time. From here, you can contact your realtor with confidence and give them the green light to start hunting!

Let’s get you pre-approved!

🏡 🦉

11/03/2022

Following the US Fed’s announcement yesterday afternoon, the Canadian Dollar took a fall.

There’s two sides to this though - on the one hand foreign investment is incentivized and export-oriented Canadian manufacturers will benefit. On the other, households will see higher prices on imported goods and and a lower foreign exchange rate.

It’s clear that the Canadian economy is quite fragile at this time. If you planned a trip to the US, I hope you exchanged your cash before November 1st!

🏡 🦉

11/02/2022

Mortgage News 🗞️

The Fed announced another hefty hike today of 75 bps with CPI for September hitting a massive 8.2%.

With the Bank of Canada’s final meeting of the year coming up December 7th, and September inflation numbers to be released later this month, there’s no telling how the BOC will respond.

🏡 🦉

Address

3250 Dufferin Street
Toronto, ON
M6A2T3

Website

http://www.owlmortgage.ca/

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