The Dream Giver Toronto

11/09/2020

Everybody talks about how important it is to save for emergencies—but where do you start and exactly much money do you need? This guide breaks it down.

11/08/2020

Canadians don’t know how to manage their money or how much they need to save.

This Partner Report from Equitable Bank outlines how borrowers can access liquidity by borrowing against the cash built up within their whole life insurance policies.

11/07/2020

Early actions pays off

Having a baby these days carries a steep price tag. Economists estimate a middle class family will spend between $12,350 and $13,900 annually – or $233,610 from birth through age 17 – on child-rearing expenses. Continue Reading Four Wise Financial Moves for Expecting Parents

11/05/2020

Statistics Canada reported an increase in Covid-19-related deaths in October: 244 in the first 10 days of the month versus 171 for all of September.

The spike was within an acceptable range for insurers

11/04/2020

How much does a presidential election influence stock markets?
Is it the good time to buy US stocks ?
Or is it the most volatile investment ?

How much does a presidential election influence stock markets?

11/04/2020

Working Canadians have relatively low knowledge about financial topics, according to a Mackenzie survey

11/02/2020

We are helping parents get a Registered Education Saving Plan ( RESP), a tax-shelter investment plan that save for their children's post-secondary education.
The government of Canada will match a percentage of your own contribution by depositing the Canada Education Saving Grant ( CESG) directly into the RESP .

11/02/2020

“The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.”

Pursuing financial freedom means breaking the status quo. You can no longer live in the ‘average’ but you have to go beyond. This quote reminds us that to build wealth and be successful we must give, serve, and be a cut above everyone else.

11/02/2020

“Your assets are your employees. Invest more on those performing well. Let the non performers go.”

Let your money work as hard as you do. Your assets include your hard-earned dough and you’ll want to invest that money in a place with high returns, like index funds. Don’t store all your cash in a savings account or in other assets that ultimately don’t serve your goal of financial freedom. Imagine you are the CEO of your money — your assets are your employees. Who should be fired? And who should be promoted?

10/30/2020

Our licensed and trained representatives assess client needs, provide education, and offer access to straightforward solutions like term life insurance, as well as mutual funds, annuities, and other financial products from industry-leading companies.

10/25/2020

Leave the legacy of sound financial habits:

The truth is that we are the sum of our habits. Good financial habits make us, while bad financial habits destroy us. Our children are small sponges, soaking up everything we do. They’ll inevitably inherit our financial habits.

Be honest with yourself. Are you acting as a good financial role model? Do your children see you give in to impulse purchases? Do they watch as you pile more debt onto your credit card? If so make today the day you start building your financial legacy by developing the sound financial habits that your children will inherit in the future.

Understand that previous generations worked and sacrificed to provide you with many of the advantages you enjoy today. You owe it to future generations to do the same. Build a financial legacy by leaving your descendants the gifts of wealth, financial knowledge, and sound financial habits.