Mortgages by Mari

Mortgages by Mari Mortgage Agent Level 1 | M24001638
T: 437-994-5369
E: [email protected]
Dominion Lending Centres Clear Trust Mortgages Inc.

Independently Owned & Operated Licence # 12806

05/11/2026

That “maybe I should save a little more first” feeling?You’re not alone.

A lot of people delay buying a home because they don’t actually know what’s possible for them right now.
The good news: you might be closer than you think.
I help home buyers understand their options, mortgage programs, and what they truly need to move forward with clarity and no pressure.

Thinking about buying a home? Send me a DM

05/06/2026

A bank rejection isn’t the end, it’s just one opinion.

Most banks follow strict guidelines. If your profile doesn’t fit their “box,” the answer is often no… but that doesn’t mean you don’t have options.

I’m Mariane, a mortgage broker in the GTA, and I work with lenders who understand real-life situations, whether you’re a newcomer to Canada, self-employed, rebuilding your credit, or earning income in non-traditional ways.

I’ve seen clients get declined by two banks and still close their mortgage in just 30 days. It happens more often than you think.

If you’ve been turned down, don’t assume it’s over. There may be solutions you haven’t explored yet.

Send me a DM, no cost, no judgment, just real options.

05/01/2026

Before you sign your mortgage renewal… read this.
Most homeowners just renew with their bank, it feels easier.

But here’s the thing: at renewal, you can switch lenders with zero penalty and potentially get a better rate.

I’m Mariana, I’m mortgage broker. I compare mortgage renewal rates across lenders, no cost to you. If your bank still has the best deal, great. If not, you switch and keep the savings.

Send me a DM.

04/29/2026

Not many people talk about this… the emotional cost of renting. 🏠
It’s not just the money, it’s having to ask permission for everything.
A pet, a different wall color, even feeling like it’s truly yours.

I’m Mariane, a mortgage broker in the GTA, and I help people move out of renting and into owning — many are closer than they think.

Send me a DM and I’ll show you what’s possible for you.

April 2026 is bringing a shift in the Canadian housing market 🇨🇦Rates are holding steady, prices are adjusting, and oppo...
04/21/2026

April 2026 is bringing a shift in the Canadian housing market 🇨🇦

Rates are holding steady, prices are adjusting, and opportunities are quietly opening - especially for buyers and investors watching closely.

If you’re planning to buy, sell, or renew your mortgage, the next 60 days could make a real difference in your strategy.
Smart moves now = stronger position later.

Send me a DM for a personalized mortgage comparison — no cost, no pressure.

04/16/2026

Banks weren’t built to give you the best mortgage
They were built to sell their own products

When you speak to a bank advisor, they can only offer what their bank has
No rate comparisons, no real alternatives, no strong negotiation to save you money

That’s where a mortgage broker comes in
I compare different lenders, analyze rates, and find the best option for your situation

Because in the end, it’s not about the bank
It’s about you paying less and making a smarter financial decision

If you want to understand the best mortgage options available today, send me a DM

Hello! So happy to have you here 🤍If we haven’t met yet, I’m Mariana Leca, a mortgage broker here in Canada, mainly serv...
04/09/2026

Hello! So happy to have you here 🤍

If we haven’t met yet, I’m Mariana Leca, a mortgage broker here in Canada, mainly serving the Ontario region.

I help people achieve their dream of homeownership in Canada, whether it’s buying their first home, investing, or refinancing. With clear and personalized guidance, you’ll understand every step of the mortgage process with confidence and peace of mind.

If your goal is to buy a home in Canada and you need help with mortgages, credit, or planning, I’m here to guide you every step of the way.

Send me a message and let’s start turning that dream into reality!

04/07/2026

You know that “easy” mortgage renewal everyone just signs?
Yeah… that’s where most people end up overpaying.
The truth is, most homeowners renew with the same bank without ever comparing rates.
And even a small difference in interest can turn into a LOT of money over time.

For example:
On a $500K mortgage, that could mean $5,000+ lost over 5 years.
That’s money that should be staying in your pocket.

I do the shopping for you — comparing multiple lenders to find the best rate available.
And the best part? It costs you nothing.

If you’re curious how much you could save, send me a message.

Most first-time home buyers are leaving money on the table.If you’re planning to buy your first home in Canada, there ar...
04/02/2026

Most first-time home buyers are leaving money on the table.
If you’re planning to buy your first home in Canada, there are government programs that can put thousands back in your pocket.

The FHSA lets you save up to $40,000 tax-free.
The Home Buyers’ Plan allows you to withdraw up to $35,000 from your RRSP.
The First-Time Home Buyer Tax Credit can give you up to $1,500 back.
That’s over $76,500 in potential benefits.
And the truth is, many people don’t even realize they qualify.

Send me a message and I’ll help you understand exactly what applies to your situation.

Spring 2026 market update for GTA buyers. 3 things shaping the next 90 days:1- Inventory rising — more choice, less pani...
03/25/2026

Spring 2026 market update for GTA buyers.
3 things shaping the next 90 days:

1- Inventory rising — more choice, less panic
2- Rates more favorable — buying power is up
3- First-time buyers returning — entry competition rising

Spring window = best 3 months to buy.
My take: Buyers who move in March–April will have the best conditions of 2026.
Send me a DM to get your personalized spring action plan.

Address

4250 Weston Road, ON, M9L1R 4
Toronto, ON
M9L1R4

Telephone

+14379945369

Website

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