http://Www.mortgageweb.ca/getapprovedbydan

Getapprovedby_Dan, 1550 16th Avenue, Richmond Hill, Toronto, ON (2026)

07/20/2023

Happy 2nd birthday to my favourite little man!! Can't believe it's already been 2 years since you blessed Mama and me. We love you so much ❤️🎂🎉

03/06/2023

Is your mortgage maturing soon and you need to renew it? Let's talk before your renew with your current lender! It could save you thousands‼️

Contact me for all you mortgage needs 📲

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
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02/23/2023

✨3 Reasons to Refinance ✨
1. Tap into your equity - you can use your equity towards other goals and dreams whether it's going on a dream vacation, sending your kids to school, buying your favourite car etc.

2. Consolidate Debt - you can refinance to consolidate debt. This is the most popular and smartest option. In todays world families are carrying record debt loads. By consolidating your debt you will free up cashflow and save thousands on high interest debt.

3. Purchase a Second Property - whether you want to purchase a cottage or a rental property, using your equity can help you achieve this.

If you would like to understand your situation and see if a refinance makes sense for you, contact me 📲

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

09/25/2022

Thank you for 2K!!
Starting off on this journey almost 3 years ago I could never have imagined growing this much and having the impact I've had on my clients. I thank each and every one of you who supported me and helped me grow my business.

I promise to continue to deliver entertaining and educational information on my page.

Thank you again! 🥳

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

08/16/2022

💥Did you know that not only can I help you get a mortgage, but I could also help you get your financial house in order!

My Client and her boyfriend had dreams of getting married and buying a home but with the amount of credit card debt they had, lack of savings and not knowing how to manage their money it made those dreams seemed impossible.

✅After working with me I help put a plan together that helped them not only manage their debt but become debt free. They had no idea where or how to save their money, I was able to help them set up a savings account so they can use this money to put towards their first home.
Finally I help put a plan in place to help them understand how money works and we are working towards more dreams!

If this sounds like you and you'd like to get your finances in order, give me a shout today‼️

07/20/2022

This little guy is 1 today 🥳🥳❤️ Happy 1st birthday Luca Mama and Dada love you so much!

07/16/2022

Another one ✅ Jenny was a first time home buyer looking for advice in this ever changing market. I was able to help her understand her options so that she can make and educated and informed decision.

was able to find Jenny the perfect home within her budget to ensure she could make the best offer to secure the home.

It was a great team effort in getting Jenny into her first home 🏡

📲Contact me today to help you understand your options in this changing market

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

06/28/2022

Happy client ✅ Michael and Tatev were great to work with. They were debating whether they could afford to buy. I helped them understand their situation and showed them that buying instead of renting would be the better option. They were first time home buyers and were scared of the current market and weren't sure which route to take. Their realtor .kruger.realestate found the perfect place for them and we were able to help them make the right decision.

If you're a first time home buyer and not sure if you can afford to buy a home, let's chat you might be surprised what you can afford.

Contact me today for all your mortgage needs!

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

06/10/2022

A common misconception regarding appraisals is that it is required 100% of the time when a borrower is purchasing a property 🤔

For the majority of instances when a client is putting a down payment of less than 20% (insured, high-ratio), an appraisal would NOT be required by the lender or insurance company.

The few instances in which it may be required would be if the property was bought via private sale (not listed on the MLS) or if the property has any potential red flags that are noted on the MLS 🏡

When the file is uninsured/conventional, the lender may try to perform an Automated Property Valuation (APV) internally first if they offer that service. If not, a full appraisal would usually be requested by the lender to confirm the property details and value.

The more you know! 💡 Have a wonderful weekend all 🙂

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
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💵 Investments
🏦 RRSP, RESP, RDSP, TFSA and more
👨‍👩‍👧‍👦 Life Insurance
📃 Wills
📉 Debt Elimination
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04/08/2022

✨Borrower Covenants✨

Mortgage lenders have an interest in the property a home buyer is purchasing or refinancing. They want to ensure it is a sound investment in the event a home owner can’t pay back the mortgage in full. Borrower covenants are set so the lender can take action if the home owner is reckless with the status of their home.

The four financial obligations of borrowers are to:

Repay the loan amount;
Pay the property taxes;
Pay the property insurance; and
Maintain the property.

Follow for more helpful tips and insights to all your mortgage needs🔥

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

04/03/2022

✨ What is a conventional mortgage? ✨

A conventional mortgage is usually one where the down payment is equal to 20% or more of the purchase price, with a Loan-to-Value (LTV) of 80% or less. It typically does not require mortgage default insurance, and so the borrower does not have to pay these insurance premiums. Mortgage interest rates may be slightly higher, however, for lenders to offset the lack of default insurance.

Contact me today for all your mortgage needs 📲

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💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

03/30/2022

✨Keeping you informed✨

If you have a variable rate mortgage these dates are very important for you to keep an eye on. If you have an adjustable variable rate, the amount you're paying would change as interest rates rise.

Most variable rate mortgages will allow you to convert to a fixed rate mortgage. You would have to speak with your lender to see what the steps are and if there are any penalties or fees that you'd have to pay.

A fixed rate mortgage customer would see no impact from a BoC rate increase during the term of their mortgage.

Contact me today for any questions about your mortgage 📲

••••••••••••••••••••••••••••••••••••••••••
💰 For all your mortgage needs
✅ Pre-Approvals
📊 Refinance
🏠 New Mortgages
••••••••••••••••••••••••••••••••••••••••••

Getapprovedby_Dan

07/20/2023

03/06/2023

02/23/2023

09/25/2022

08/16/2022

07/20/2022

07/16/2022

06/28/2022

06/10/2022

04/08/2022

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03/30/2022

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