BAY Credit Union Limited

BAY Credit Union Limited BAY Credit Union Limited is a local financial institution dedicated to serving it's members, with two branches in Thunder Bay, ON. Saturday and Sunday CLOSED.

Visit us on South Algoma, or North Cumberland! Hours of Operation
Mon-Wed, Fri 9:30 a.m. - 5:00 p.m. Thursday 9:30 a.m. - 6:30 p.m.

08/28/2026

Credit unions in Canada were founded on principles of cooperation, community, and financial security for all. Following yesterday’s announcement by the Canadian government, these principles are more important than ever.

As locally rooted, member-owned financial institutions, credit unions understand the communities they serve and are well-positioned to help Canadians and small businesses navigate these uncertain times.

If you have questions about how tariffs may affect you or your business, connect with a credit union in your community: https://ccua.com/about-credit-unions/find-a-credit-union/?utm_source=chatgpt.com

08/27/2026

Credit unions Canada — most of us never questioned our banking choice. Here's what I got wrong, and why I'm switching this fall.

07/31/2026

We will be closed:
Monday, August 3rd, for the Civic Holiday.

07/30/2026

🔑 Get the keys to your kingdom with BAY!

Whether you’re purchasing your first home, moving into something new or bringing your mortgage to BAY, we’re here to help open the door.
🏡 3-year insured mortgage: 3.99%+*
🏡 3-year conventional mortgage: 4.29%*
-with special discounts for new money.

Contact our lending team today to discuss your mortgage options and take the next step toward homeownership.

*OAC. Terms and conditions apply. Available on purchases and switches only. Rates are subject to change.

07/20/2026

We've got exciting news!📰 BAY is happy to finally offer Mobile Wallet to our members!

Leave your wallet at home. Bring your phone. 📱💳

Pay quickly, securely, and contactlessly with your BAY Credit Union debit card using your mobile wallet.

Whether you’re grabbing your morning coffee, picking up groceries, or shopping around Thunder Bay, your phone is all you need. Mobile Wallet makes everyday purchases faster, while keeping your payment information protected through advanced security features.

✅ Fast & convenient
✅ Secure contactless payments
✅ Works anywhere contactless payments are accepted

Ready to get started? Learn how to add your BAY Credit Union card to your mobile wallet and start tapping today.

🔗 https://www.baycreditunion.com/banking/mobile-wallet

🇨🇦Tap Canadian🇨🇦Tap Interac Debit for your chance to win $1,000*. Open to eligible members of participatingcredit unions...
07/09/2026

🇨🇦Tap Canadian🇨🇦
Tap Interac Debit for your chance to win $1,000*. Open to eligible members of participatingcredit unions. Complete 5 eligible Interac Debit transactions between July 1st and August 31st for your chance to win.

*NO PURCHASE NECESSARY. 30 x $1,000 prizes available to be won. Open to age of majority residents of Canada (excl. QC) with personal accounts at participating credit unions offering Interac Debit who complete 5 eligible transactions. Contest runs July 1 to Aug 31, 2026. Rules: cucc-cu.ca/events/national-interac-debit-campaign

Some highlights from our Spring Charity BBQ in support of St. Andrew's Dew Drop Inn Thunder Bay from Thursday! 🌭 🍔
06/30/2026

Some highlights from our Spring Charity BBQ in support of St. Andrew's Dew Drop Inn Thunder Bay from Thursday! 🌭 🍔

What a week! 💗On Thursday, we held our annual Spring Charity BBQ at our Algoma Branch in support of Dew Drop Inn Thunder...
06/30/2026

What a week! 💗

On Thursday, we held our annual Spring Charity BBQ at our Algoma Branch in support of Dew Drop Inn Thunder Bay. Thanks to the incredible support of our community, we raised $1,229! BAY then matched the proceeds, bringing our total contribution to $2,458.

But we didn’t stop there.

As we began planning celebrations for our 80th anniversary earlier this spring, we knew we wanted part of the milestone to focus on giving back to the community that has supported us for eight decades. Alongside the BBQ fundraiser, we partnered with Dew Drop Inn to sponsor a hot meal and spend an afternoon volunteering with their team.

We’re incredibly proud of our caring and proactive staff and Board of Directors. Social responsibility has always been one of our core pillars, and opportunities like this allow us to put those values into action.

Together, we helped serve a delicious meal of chicken parmesan, penne noodles, garlic bread, mixed vegetables, and fresh side salads to community members dining at the Inn.

Thank you to everyone who supported the BBQ and helped make this contribution possible!

Amazing coverage of our Charity BBQ at the Algoma Branch from Thursday! Thank you to TBT news for coming out to share th...
06/28/2026

Amazing coverage of our Charity BBQ at the Algoma Branch from Thursday! Thank you to TBT news for coming out to share the news!

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Address

142 S. Algoma Street
Thunder Bay, ON
P7B3B8

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 6pm
Friday 9:30am - 5pm

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