BAY Credit Union Limited

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BAY Credit Union Limited BAY Credit Union Limited is a local financial institution dedicated to serving it's members, with two branches in Thunder Bay, ON. Saturday and Sunday CLOSED.

Visit us on South Algoma, or North Cumberland! Hours of Operation
Mon-Wed, Fri 9:30 a.m. - 5:00 p.m. Thursday 9:30 a.m. - 6:30 p.m.

🌱 Growing Together, Giving Together 🛒This World Food Day and International Credit Union Day, BAY Credit Union is bringin...
10/15/2026

🌱 Growing Together, Giving Together 🛒

This World Food Day and International Credit Union Day, BAY Credit Union is bringing our community together for a cause that matters: helping put food on the tables of our neighbours.

As a credit union, we believe that when people come together, we can make a meaningful difference. That’s why we’re setting a goal to raise $7,500 for three local food banks, and we’re inviting you to be part of it!

💚 Here’s how you can help:
🥫 Donate non-perishable food items.
💚 Make a monetary donation.
📣 Share our campaign and spread the word!

Every donation helps fill our community harvest basket and brings us one step closer to our goal.

One community. Three food banks. One shared goal.

Let’s grow something good together!

🎉☕ Happy International Credit Union Day! 💙Today, we’re celebrating the people who make our credit union special — YOU, o...
10/15/2026

🎉☕ Happy International Credit Union Day! 💙

Today, we’re celebrating the people who make our credit union special — YOU, our members! 🫶

Stop by and celebrate with us today! We’ll have a little something to enjoy while you’re here:
🍰 Cake & coffee at Algoma
🍪 Juice & cookies at Cumberland

But the celebration doesn’t stop there! ❤️ We’re also kicking off a special food drive and fundraising campaign to support three local food banks right here in our community.

Together, we’re aiming to raise $7,500 and collect non-perishable food donations to help make a difference for local families.

That’s what the credit union difference is all about — people helping people. 💙 Every donation, big or small, helps strengthen the community we call home.

Drop by, say hello, enjoy a treat, and help us make a difference! 🥫🤝
RFDA Thunder Bay Regional Food Distribution Association
Dew Drop Inn Thunder Bay
@ Good Food Box

As a credit union rooted in Northwestern Ontario, we recognize the importance of listening, learning, reflecting, and co...
09/29/2026

As a credit union rooted in Northwestern Ontario, we recognize the importance of listening, learning, reflecting, and continuing on the path toward reconciliation.

Both BAY Credit Union branches will be closed Wednesday, September 30, in recognition of this important day. 🧡

09/16/2026

Fraud can happen to anyone, and scammers are constantly evolving their tactics.

Key reminders to protect yourself:
🚨 Be cautious of unsolicited calls requesting access to your computer, banking apps, or personal information, especiallythose that pressure you to act immediately.
🚨 Legitimate companies will not use aggressive or high-pressure tactics to obtain access to your devices or financial information.
🚨 Be wary of requests involving unusual payment methods such as wire transfers, gift cards, or cryptocurrency.
🚨 Never provide remote access to your computer or device to an unsolicited caller.
🚨 Do not log into your online banking at the direction of someone who contacted you unexpectedly.

Fraudsters may contact individuals through phone calls, emails, text messages, or other communication methods. Their goal is to create a sense of urgency, build trust, and convince victims to act before verifying the legitimacy of the request. They create deals that sound too good to be true. ^elm
--
Tout le monde peut être victime de fraude, et les fraudeurs ne cessent de faire évoluer leurs tactiques.

Quelques conseils essentiels pour vous protéger :
🚨 Méfiez-vous des appels non sollicités vous demandant l’accès à votre ordinateur, à vos applications bancaires ou à vos renseignements personnels, en particulier ceux qui vous poussent à agir immédiatement.
🚨 Les entreprises légitimes n’utilisent pas de tactiques agressives ou de pression pour obtenir l’accès à vos appareils ou à vos renseignements financiers.
🚨 Méfiez-vous des demandes impliquant des méthodes de paiement inhabituelles, comme les virements bancaires, les cartes-cadeaux ou les cryptomonnaies.
🚨 N’accordez jamais l’accès à distance à votre ordinateur ou à votre appareil à un interlocuteur qui vous a contacté sans que vous l’ayez sollicité.
🚨 Ne vous connectez pas à votre service bancaire en ligne sur les instructions d’une personne qui vous a contacté de manière inattendue.

Les fraudeurs peuvent contacter des personnes par téléphone, par courriel, par texto ou par d’autres moyens de communication. Leur objectif est de créer un sentiment d’urgence, d’instaurer un climat de confiance et de convaincre les victimes d’agir avant de vérifier la légitimité de la demande. Ils proposent des offres qui semblent trop belles pour être vraies. ^elm

We're so proud to be a living wage employer! Thank you Lakehead Social Planning Council 💗
09/15/2026

We're so proud to be a living wage employer! Thank you Lakehead Social Planning Council 💗

Welcome, BAY Credit Union Limited
We’re excited to welcome Bay Credit Union to the Local Thunder Bay Living Wage Campaign!

Their commitment to paying a living wage demonstrates an investment in employees and in a stronger, more inclusive community.

Thank you, Bay Credit Union, for helping make Thunder Bay a better place to live and work! 💙

09/12/2026

The Thunder Bay Police Service is warning residents about a recent scam that has been reported.

Officers with the Thunder Bay Police Service (TBPS) Patrol Support Callback Unit (PSCU) received a report on August 26, 2026, regarding a scam caller claiming to be from a resident’s personal bank seeking additional information.

If you receive a call from someone claiming to be from the bank you use, hang up immediately and contact your bank directly using the contact number on the back of the card.

Do not speak to the caller or provide any personal or account information.

Report suspicious activity to the Thunder Bay Police Service.

If you have lost money or disclosed personal or financial information, contact your financial institution immediately and report the incident to police and the Canadian Anti-Fraud Centre (https://antifraudcentre-centreantifraude.ca/index-eng.htm).

What a day! 🌭🍔❤️A huge THANK YOU to everyone who joined us for our Annual Fall Charity BBQ in support of Evergreen A Uni...
09/10/2026

What a day! 🌭🍔❤️

A huge THANK YOU to everyone who joined us for our Annual Fall Charity BBQ in support of Evergreen A United Neighbourhood

Thanks to the incredible support of our community, we raised $1,120 for Evergreen! 🎉

We’re so grateful to everyone who stopped by for lunch, made a donation, shared the event, or simply came out to show their support. And an extra-special thank you to our amazing volunteers, our Board and student, who gave their time and energy to make the BBQ such a success.

It’s always wonderful to see our community come together for a great local cause. $1,120 raised — one burger, hot dog and smokie at a time! 🌭

Thank you, Thunder Bay, for another fantastic BBQ! ❤️

🌟 Nominations are now open!Help us recognize the people making a difference in our community! 💙BAY Credit Union is now a...
09/03/2026

🌟 Nominations are now open!

Help us recognize the people making a difference in our community! 💙

BAY Credit Union is now accepting nominations for the BAY Champ Member Community Service Award and the Ilkka T. Ovaska Award for Social Responsibility.

Know someone who goes above and beyond for our community? We want to hear about them!

📅 Nomination deadline: October 15

Learn more and submit a nomination on our Community page:
https://www.baycreditunion.com/about/community

09/03/2026

We will be closed:
Monday, September 7th for Labour Day

Address

142 S. Algoma Street
Thunder Bay, ON
P7B3B8

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 6pm
Friday 9:30am - 5pm

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