Kraft Mortgages Canada Inc.

Kraft Mortgages Canada Inc. Mortgage Professional Kraft Mortgages offers one-stop convenience and impartial advice.

Different financial Institutions and Lenders offer a wide range of mortgage rates, terms, and conditions. By shopping wisely, We can find the mortgage that best suits your financial needs. As your Mortgage Professional, we will help you understand how different rates, terms, and conditions can affect the lifetime cost of your home, your monthly payments, and financial flexibility. By presenting yo

ur requirements to a variety of Canada's major Lenders, your mortgage can be secured at lower than advertised rates, usually within hours and most often free of charge.

$2,800 in rent every month = $0 in equity. 📉That's $33,600 a year gone. P**f. Into your landlord's pocket.At today's rat...
06/10/2026

$2,800 in rent every month = $0 in equity. 📉

That's $33,600 a year gone. P**f. Into your landlord's pocket.

At today's rates, that same $2,800/month could carry a mortgage on a $450,000 home with 5% down — and build YOU equity from day one.

Rent is forever. Mortgages end.

Run YOUR numbers → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

⏰ Your pre-approval expires in 90 days.That's NOT 90 days to look around. That's 90 days to:✅ Find a home✅ Make an offer...
06/10/2026

⏰ Your pre-approval expires in 90 days.

That's NOT 90 days to look around. That's 90 days to:
✅ Find a home
✅ Make an offer
✅ Remove subjects
✅ Close the deal

If rates go up while you're house hunting, your pre-approval rate hold could save you thousands.

Don't let it expire. Get pre-approved today → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

🇨🇦 BREAKING: Bank of Canada holds steady at 2.25% — What it means for YOUR mortgage!The Bank of Canada just announced th...
06/10/2026

🇨🇦 BREAKING: Bank of Canada holds steady at 2.25% — What it means for YOUR mortgage!

The Bank of Canada just announced they're keeping the overnight rate at 2.25% for the 7th straight decision. That means prime rate stays at 4.45%.

Here's what matters for you:

✅ Variable-rate holders — your payments stay the same for now
✅ HELOC borrowers — no change to your borrowing costs
✅ Renewing soon? Fixed rates are still competitive — lock in while you can
✅ Looking to buy? Rates remain well below the 2023 peak of 7.20%

The next rate announcement is July 30th. Whether you're renewing, refinancing, or buying your first home — now is the time to plan your strategy.

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca

5 mortgage myths we busted this week. 🧠💥Which surprised you most?❌ 'You need 20% down' → ✅ 5% minimum❌ 'Your bank gives ...
06/06/2026

5 mortgage myths we busted this week. 🧠💥

Which surprised you most?

❌ 'You need 20% down' → ✅ 5% minimum
❌ 'Your bank gives the best rate' → ✅ Brokers shop 40+ lenders
❌ 'Renting is always cheaper' → ✅ $2,200/mo rent ≈ $400K mortgage
❌ 'Investment = only for wealthy' → ✅ 20% down opens the door
❌ 'One rejection = you're done' → ✅ Every lender has different criteria

💬 Which myth surprised you? Comment below!

kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

Want to buy a rental property in BC? 📈Here's what you actually need:💵 Down payment: Min 20% (no CMHC on rentals)📊 GDS < ...
06/05/2026

Want to buy a rental property in BC? 📈

Here's what you actually need:

💵 Down payment: Min 20% (no CMHC on rentals)
📊 GDS < 39%, TDS < 44% (rental income helps!)
🏠 Rental offset: Lenders use 50–80% of rental income
📋 Credit: 680+ for most lenders
💼 Must show ability to carry during vacancy

Not all lenders are investor-friendly. We know which ones are.

Run the numbers → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

Paying $2,200/month in rent in Surrey? 📊Here's what that could actually buy you:At today's rates (~4.5%), $2,200/month =...
06/04/2026

Paying $2,200/month in rent in Surrey? 📊

Here's what that could actually buy you:

At today's rates (~4.5%), $2,200/month = roughly a $400,000 mortgage.
That's a condo or townhome in Surrey with 5% down.

Yes, you'll have property tax and maintenance. But every dollar of principal is YOUR equity — not your landlord's.

Rent is forever. Mortgages end.

Run your numbers → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

Your bank gave you their 'best rate.' 😐We checked 12+ lenders and found better ones.Your bank can only offer THEIR produ...
06/03/2026

Your bank gave you their 'best rate.' 😐

We checked 12+ lenders and found better ones.

Your bank can only offer THEIR products. One menu.
As a broker, we shop 40+ lenders to find the actual best rate.

On a $500,000 mortgage, a 0.25% difference = $18,000+ over 25 years.

Get a free rate comparison → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

🔑 Saved $25K for your down payment? Great.But here are 5 closing costs that catch first-time buyers off guard every time...
06/02/2026

🔑 Saved $25K for your down payment? Great.

But here are 5 closing costs that catch first-time buyers off guard every time:

1️⃣ Property Transfer Tax (BC)
2️⃣ Legal fees & disbursements
3️⃣ Home inspection
4️⃣ Appraisal fee
5️⃣ Title insurance

These can add $5,000–$15,000+ to your total.

Book a free consultation → kraftmortgages.ca/contact

🏠 Kraft Mortgages — Surrey, BC
📞 604-593-1550
💬 Varun: 604-727-1579 | Gursharan: 604-725-0134
🌐 kraftmortgages.ca
📍 BCFSA

Saturday morning thought: When did you last check your mortgage rate?If it's been a while, you might be paying more than...
05/30/2026

Saturday morning thought: When did you last check your mortgage rate?

If it's been a while, you might be paying more than you need to. A refinance could put $300-500 back in your pocket every month.

Let's run YOUR numbers. Free, no obligation.

📞 604-593-1550
🌐 kraftmortgages.ca

Would you rather keep paying 5.89%... or have a quick chat that could drop you to the low 4s? 🤔That's potentially $400+ ...
05/29/2026

Would you rather keep paying 5.89%... or have a quick chat that could drop you to the low 4s? 🤔

That's potentially $400+ back in your pocket every month. One conversation.

Drop a 🚪 in the comments if you'd pick Door 2!

📞 604-593-1550
🌐 kraftmortgages.ca

Address

Surrey, BC
V3S3M1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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