Jas Buttar Mortgages

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Please download my app• Instant payment calculations any rate, any term, any amortization• Live recalculations when life...
06/03/2026

Please download my app

• Instant payment calculations any rate, any term, any amortization
• Live recalculations when life changes, extending amortization, adjusting payments, or consolidating debt
• Full amortization schedules so you see exactly where every dollar goes
• A direct line to me when the numbers need a human

06/03/2026

🚫 Declined by your bank? Don’t give up on your homeownership goals just yet.

A mortgage decline from one lender doesn’t always mean you’re out of options. Every lender has different qualification guidelines, and many borrowers who are declined by a bank can still be approved through alternative mortgage solutions.

Whether you’re:
✅ Self-employed with difficult-to-prove income
✅ New to Canada with limited credit history
✅ Rebuilding your credit after financial challenges
✅ Looking for alternative lending options

There may still be a mortgage solution available for you.

As a mortgage broker, I work with a wide network of lenders to help clients find financing options that fit their unique situation. Sometimes all it takes is a second opinion and the right strategy.

🏡 Don’t let one decline stop you from achieving your homeownership goals.

📞 Contact me today for a confidential mortgage review and explore your available options.

Jas Buttar Mortgages
📱 778-689-8161
📧 [email protected]
📍 Serving British Columbia & Alberta

05/30/2026

🏡 Another First-Time Homebuyer Success Story! 🎉

I’m excited to share that I recently helped my clients secure financing and purchase their apartment in Surrey, BC! Buying a home for the first time can feel overwhelming, but with the right mortgage strategy and guidance, the process becomes much smoother.

Many first-time buyers believe they need a large down payment or years of saving before they can enter the market. The reality is that there are mortgage solutions available that can help qualified buyers achieve homeownership sooner than they think.

For these clients, we worked together to:

✅ Review their financial situation
✅ Explore mortgage options that fit their goals
✅ Secure competitive financing
✅ Navigate the approval process with confidence
✅ Successfully fund their mortgage and complete their purchase

Helping first-time buyers move from renting to owning is one of the most rewarding parts of my job. Whether you’re just starting to explore your options or you’re ready to make an offer, having the right mortgage strategy can make all the difference.

Thinking about buying your first home? Let’s discuss your options and create a plan that works for you.

📍 Serving clients across British Columbia & Alberta
📞 778-689-8161
📧 [email protected]

Jas Buttar Mortgages
Mortgage Broker | Dominion Lending Centres

05/28/2026

🏡 FIRST-TIME BUYER?
You may be closer to homeownership than you think.

A lot of people believe they need:
❌ 20% down payment
❌ Perfect credit
❌ A huge income

But in many cases, that’s simply not true.

There are mortgage options available for first-time buyers with lower down payments, flexible programs, and strategies designed to help you get into the market sooner — the key is having the right plan and guidance.

Whether you’re:
✔️ Renting and tired of paying someone else’s mortgage
✔️ Unsure how much you qualify for
✔️ Confused about rates, down payments, or approvals
✔️ Looking in BC or Alberta

I’m here to help make the process simple and stress-free.

Let’s build a smart homeownership strategy that fits YOUR goals and budget. 🏠

📞 Jas Buttar Mortgages
📱 778-689-8161
📧 [email protected]
📍 Serving BC & Alberta

05/23/2026

🏡 FIXED vs VARIABLE MORTGAGE — Which one is right for YOU?

A Fixed Mortgage gives you stability 🔒✅ Same payment✅ Same interest rate✅ Easier budgeting

A Variable Mortgage can offer lower rates at times 📉✅ More flexibility✅ Potential savings when rates drop⚠️ But payments or interest costs can change with the market

There’s no “one-size-fits-all” answer.The best option depends on your financial goals, comfort level, and future plans.

Thinking about buying, renewing, or refinancing? Let’s chat and find the right mortgage strategy for you. 👇

📍 Serving BC & Alberta(Surrey, Abbotsford, Chilliwack & Alberta)

📞 Jas Buttar Mortgages📱 778-689-8161📧 [email protected]📩 DM anytime for mortgage advice & pre-approvals

05/18/2026

🏡 WAITING MIGHT STILL COST YOU MORE 💭

Yes — some home prices and rents have softened compared to the peak market. But for many buyers, waiting too long can still create challenges later.

Here’s why 👇

📉 Prices Came Down… But Opportunity Increased
With less competition in the market right now, buyers may have more negotiating power, more inventory to choose from, and better conditions compared to the crazy bidding wars we saw before.

⏳ When Rates Drop, Competition Usually Rises
Many people are waiting for interest rates to decrease further. But once rates start dropping significantly, more buyers may jump back into the market — increasing competition and potentially pushing prices back up.

🏠 Getting In Earlier Can Mean Building Equity Sooner
Even if the market stays stable for some time, owning a home allows you to start building equity instead of waiting on the sidelines.

💡 Example:
A buyer purchasing today may refinance later if rates improve — but if prices rise again later, entering the market could become harder despite lower rates.

✅ The goal isn’t timing the market perfectly.
The goal is having a smart plan that fits your finances, lifestyle, and long-term goals.

If you’re thinking about buying your first home, renewing, refinancing, or just want to explore your options — let’s chat.

📞 Jas Buttar Mortgages
📱 778-689-8161
📧 [email protected]
📸 IG/TikTok:

🇨🇦 Happy Victoria Day, Canada! 🇨🇦Wishing everyone a safe and joyful long weekend filled with family, celebrations, and g...
05/18/2026

🇨🇦 Happy Victoria Day, Canada! 🇨🇦

Wishing everyone a safe and joyful long weekend filled with family, celebrations, and great memories. Whether you’re enjoying fireworks, BBQs, or simply relaxing — enjoy the holiday! 🎉

Thinking about buying your first home, refinancing, or renewing your mortgage this season? I’m here to help you find mortgage solutions and rates worth celebrating for. 🏡

📞 Jas Buttar Mortgages
📱 778-689-8161
📧 [email protected]
📸

05/17/2026

🏡 MORTGAGE RENEWAL 2026 ALERT 🚨

Did you buy your home in 2021 or renew your mortgage during the ultra-low rate period?
Then your 2026 mortgage renewal could look VERY different.

Back in 2021, many homeowners locked in rates around 1.5% 😮
Now, many renewals are happening closer to 4.5%+.

📊 Experts estimate nearly 1.8 MILLION Canadians will renew mortgages at much higher rates in 2026.

That means many families could experience:
⬆️ Higher monthly payments
⬆️ Payment shock
⬆️ Increased financial pressure

In some cases, monthly payments may increase by hundreds of dollars per month depending on mortgage balance and amortization.

But here’s the good news 👇
You do NOT have to simply accept your bank’s first offer.

There may be options to:
✅ Lower your payment
✅ Extend or reset amortization
✅ Switch lenders for better terms
✅ Consolidate debts
✅ Create a strategy before renewal time

The earlier you plan, the more options you usually have.

📩 Message me today for a FREE mortgage renewal review and strategy call.

👤 Jas Buttar
Mortgage Broker | BC & Alberta

05/14/2026

🏡 Think you need 20% down to buy a home?
Not true! Many buyers in Canada can qualify with as little as 5% down — making homeownership more achievable than ever.

Whether you’re a first-time buyer or planning your next move, understanding your mortgage options is the first step. I’m here to help guide you through the process and find the right solution for your goals.

📞 Jas Buttar Mortgages
📱 778-689-8161
📧 [email protected]
📸 Instagram:

05/10/2026

Happy Mother’s Day to all the amazing moms ❤️🌸

Mothers are the heart of every home — the ones who sacrifice, support, and love unconditionally every single day.

Today we celebrate the strength, care, and endless hard work of all mothers who make a house truly feel like home 🏡✨

Wishing every mom happiness, good health, and all the love they deserve.

— Jas Buttar
Licensed Mortgage Broker in BC & Alberta 🇨🇦

Address

Surrey, BC
V3R–V3X, V3Z, V4A, V4N, V4P

Telephone

+17786898161

Website

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