Open Doors Mortgage Team

10/12/2026

10/07/2026

ON A VARIABLE-RATE MORTGAGE? THIS ONE IS FOR YOU.

The Bank of Canada makes its next rate announcement on Wednesday,
October 28. Rates could go up, come down, or stay exactly where they
are. No one knows, and a rate increase is not guaranteed.

So we built the Variable Rate Check-Up for our clients. Enter three
numbers from your mortgage statement and in about two minutes you will
see:

- What a rate increase or a rate cut would mean for your payment
- What your payment would be on a 3-year or 5-year fixed rate
- A middle option: staying variable while paying the fixed-rate amount

For variable and adjustable-rate mortgages only. If you have a fixed
rate, your payment does not change during your term.

To get access, DM us and we can provide the details.

Before you change anything, send us your numbers and we will walk you
through your options. No cost, no obligation.

(Estimates only, not a quote. Rates are subject to change without
notice.)

Open Doors Mortgage Team | Verico Paragon BrokerSquared

09/07/2026

Today, we celebrate the people whose hard work, dedication, and commitment help build stronger families, businesses, and communities. 🇨🇦

From our team at Open Doors Mortgage Team, we wish everyone a safe, relaxing, and well-deserved Labour Day.

Special shoutout to Anthony, Pam, Kim, Paula, Aziel & Christian!

Enjoy the long weekend! ☀️

09/02/2026

The Bank of Canada held its policy rate at 2.25% today, keeping most lenders’ Prime at 4.45%.

For variable-rate borrowers, that means no change today.

But the bigger question is: where do rates go from here?

Right now, there are forces pulling in both directions. Canada’s economy is showing signs of improvement, while higher energy prices, tariffs and trade uncertainty are creating new risks for both inflation and growth.

And remember, fixed mortgage rates don’t move directly with the Bank of Canada. They can change as bond markets react to economic news.

So this isn’t really a time to try to perfectly predict the next rate move.

It’s a time to have a plan. If you’re renewing, buying or wondering whether your current mortgage still makes sense, we can look at what works today and what your options would be if rates move either way.

Plan A, B and maybe even C.

Send me a message if you’d like to run through the numbers.

09/02/2026

The Bank of Canada held its policy rate at 2.25% today, keeping most lenders’ Prime at 4.45%.

For variable-rate borrowers, that means no change today.

But the bigger question is: where do rates go from here?

Right now, there are forces pulling in both directions. Canada’s economy is showing signs of improvement, while higher energy prices, tariffs and trade uncertainty are creating new risks for both inflation and growth.

And remember, fixed mortgage rates don’t move directly with the Bank of Canada. They can change as bond markets react to economic news.

So this isn’t really a time to try to perfectly predict the next rate move.

It’s a time to have a plan. If you’re renewing, buying or wondering whether your current mortgage still makes sense, we can look at what works today and what your options would be if rates move either way.

Plan A, B and maybe even C.

Send me a message if you’d like to run through the numbers.

07/20/2026

"The secret of getting ahead is getting started." — Mark Twain

Don't wait for the perfect market, the perfect rate, or the perfect moment — they rarely announce themselves. 🏡

Whether you're a first-time buyer wondering what you can afford, or a homeowner thinking about your next move or refinancing, the smartest first step is simply finding out where you stand. That conversation is free, and it opens doors.

Send us a message today — let's get you started. 🚪✨

07/20/2026

🚨 Blink and you might miss it: The Canadian housing inventory surge is officially over. 📉
If you were waiting on the sidelines hoping a massive wave of listings would permanently drive prices down, the latest data from CREA suggests that window is closing much faster than expected.
Here is a quick breakdown of what’s happening and what it means for you:
• The Supply Squeeze: Active listings peaked near 30% annual growth back in 2024. Today, that inventory tailwind has completely evaporated, with year-over-year growth grinding right down toward 0%.
• The Leverage Shift: The massive buffet of choices buyers enjoyed over the last couple of years is shrinking. Market leverage is actively shifting away from buyers and back to sellers.
• Price Pressure: Fewer homes on the market means standard supply-and-demand rules apply. Expect home prices to stabilize and face renewed upward pressure, especially in hot pockets.
🏠 What this means if you are BUYING:
The days of casual browsing and heavy negotiation room are sunsetting. With supply tightening, getting a mortgage pre-approval and locking in your rate early is critical before competition heats back up and gives you FOMO.
💰 What this means if you are SELLING:
Your competition is thinning out. If you’ve been hesitant to list your property because you were worried about a crowded market, your window of opportunity is opening up.
What are you seeing in your local neighborhood? Are multiple offers already making a comeback, or is it still quiet where you are? Let me know in the comments! 👇