Geoff Parkin at Select Mortgage

Geoff Parkin at Select Mortgage Geoff Parkin, CGA, CFA, AMP Mortgage Broker in White Rock/South Surrey BC serving Lower Mainland, Gr I can help you sort out your mortgage options.

604-531-7310 cell 604-619-5343
Why Contact Me for Your Next Mortgage? I Have Great Mortgage Rates from More Lenders - Your bank or credit union has just their own mortgage products and mortgage rates to offer. I can offer the mortgage products of over 40 mortgage lenders (see Mortgage Lender List) and am not tied to any one lender. Mortgage rates and products vary, and some lenders are better at

financing different situations than others. See Mortgage Options and Mortgage Basics for descriptions of mortgage products. I am Paid by the Lender - In most cases, residential mortgage brokers are paid by the lender, and not by the mortgage client. My compensation is based on the size of the mortgage - not the mortgage rate, and my job as your mortgage broker is to find my clients the best mortgage at the best mortgage rate. Professional Training and Experience - In addition to the AMP (Accredited Mortgage Professional) designation, I hold a Certified General Accountant (CGA), and Chartered Financial Analyst Designation (CFA) and have worked in the financial industry for over twenty years. My combination of training and experience is different than most mortgage brokers, enabling me to assist those more complex financial situations. Additionally, I am a licensed member of the Mortgage Brokers Association of BC. Note that licensing is not required of mortgage advisors in most traditional financial institutions. I know your community: Currently a resident of White Rock BC, with my office in South Surrey, I understand the unique financing challenges of mortgage financing in Greater Vancouver. Having grown up in Victoria, Vancouver Island mortgage financing is another area where I do a lot of work. Wherever you are in BC (and beyond) I have the expertise to assist you with your mortgage financing. Mortgage Brokers are a Growing Trend - In Canada, 1 in 4 mortgage borrowers are using a mortgage broker, and almost 1 in 3 here in BC. Mortgage brokers are not just for clients with bumpy credit histories as they once were. My clients include average families, professionals, first time buyers, self employed workers, vacation home buyers, rental home buyers, etc - anyone wanting a great rate & someone else to do the rate shopping for them. Our Company, is Local and "Independent." I work for Select Mortgage, and unlike many other mortgage companies, Select Mortgage is Canadian - headquartered in Victoria BC. We are not owned by a large financial institution. Select Mortgage offers the balance of being small enough that each customer is very important, and yet big enough that we can negotiate low mortgage rates because of our volume. We can do business with larger lenders that will not deal with small mortgage broker firms. Whether you're a first time home buyer, renewing an existing mortgage, refinancing, buying a rental property, or looking for ways to pay off your mortgage early, I will be able to help answer your mortgage questions. I specialize in all types of mortgage financing, and would be pleased to help you - no matter how simple or complex your mortgage needs. I have had success assisting clients who are seeking:

First Time Buyer Mortgages
Mortgage Renewals
Mortgage Refinance
Rental or Investment Property Mortgages
Mortgages for Homes with Basement Suites
Construction Mortgages
Mortgage for Self Employed
If you've already visited your bank or another mortgage broker about your mortgage needs, just let me know. I am happy to talk to you to give a second opinion.

06/28/2023
06/28/2023

Did you know that car payments are often unexpected roadblocks to qualifying for a mortgage?

➡Lenders assess your ability to handle new debt and may consider car payments as a risk factor, potentially leading to a smaller loan amount or rejection of the application.

➡Talking to your mortgage broker before you make big decisions like this will ensure a smoother mortgage application process.

Follow us to stay updated on mortgage application tips like these!

*
*
*

06/13/2023
04/28/2023

Tips for first time credit users!

Canada's New Anti-Flipping Laws are already in effect. CRA no longer has to prove that there was the primary intention ...
03/14/2023

Canada's New Anti-Flipping Laws are already in effect. CRA no longer has to prove that there was the primary intention of profiting from reselling a property if the property is resold within a year. Apart from a few exceptions, resellers of residential property who buy and sell inside of a year give up the opportunity for capital gains treatment and principal residence exemptions. https://www.geoffparkin.com/news-and-articles/


Hunt through that pile of paper on your counter and file your speculation and vacancy tax declaration. Every property o...
03/10/2023

Hunt through that pile of paper on your counter and file your speculation and vacancy tax declaration. Every property owner in BC must complete a declaration, and every person on the title of the property must file separately by the end of this month.
|
|
|
|
|
|
|
|
|






https://www.geoffparkin.com/news-and-articles/ #:~:text=Check%20your%20Mail%20for%20your%20Speculation/Vacancy%20Tax%20Declaration%C2%A0

Encouraging News!
03/02/2023

Encouraging News!



Geoff Parkin Mortgage Broker News - stay up to date on changes to the mortgage and borrowing landscape in BC - South Surrey White Rock

Finally a bit of good news!
02/23/2023

Finally a bit of good news!

Market update:

➡Inflation rates have dropped to 5.9%, a higher drop than anticipated

➡This leaves room for the Bank of Canada to hit a pause on hiking the benchmark interest rate

➡Bank of Canada is scheduled to announce their decision on March 8th

What do you predict BoC will decide? Leave your predictions in the comments⬇

Source: https://www.mpamag.com

*
*
*
*
*

Your credit score is an important part of your mortgage application.
02/14/2023

Your credit score is an important part of your mortgage application.

Check your mailbox for your brown envelope from the province. You need to file by March 31st to declare your principal ...
02/13/2023

Check your mailbox for your brown envelope from the province. You need to file by March 31st to declare your principal residence.

Address

404-1688 152nd Street
Surrey, BC
V4B2Y4

Telephone

+16045317310

Website

Alerts

Be the first to know and let us send you an email when Geoff Parkin at Select Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category