Instant Auto Loans Canada

11/03/2020

Instant Auto Loans Canada is now
DriveApproved.ca
https://www.facebook.com/driveapproved.ca

08/02/2019

🔥NEW ARRIVAL🔥
For Sale
2020 Jeep Gladiator

07/27/2019

Thinking of a new vehicle? Think you can only afford used?

We are very close to breaking a record for Volume! We will do anything to make this happen. This is your best opportunity to save a ton of money!
Brand new vehicles at used vehicle prices and best of all, EVERYONE GETS APPROVED!

07/20/2019

2020 Jeep Gladiator- Love it or leave it?

07/12/2019

07/12/2019

Get up too $20,000 off
THE ALL NEW RAM 1500!

06/29/2019

⚡🔥FRESH TRADE ALERT🔥⚡
2018 BMW 530i w/ M package @ Surrey, British Columbia

06/27/2019

Custom order yours with Instant Auto Loans now.
Don't wait, limited supply.

06/21/2019

CREDIT TIP OF THE WEEK:

How do you deal with collections?

Did you forget about paying a bill and have it go into collections? Unfortunatley this will probably be reporting to the credit bureau and affecting your score negitively. It's pretty easy to forget about a bill. Move, lose mail, forget a password or have an e-mail go into your spam folder are just a few ways this can happen.

If this has already been reported as a collection than the damage has been done. The great thing about this? Damage is repairable and all your have to do is pay the debt!

How is this a tip you ask? Well here is the tip. Collection agencys buy your debt for pennies on the dollar from the origional creditor which means they are making a healthy profit if you pay back 100% of what you owe. Don't want to pay 100% of the debt back but still want to clear it off your credit bureau? Collection companies will settle with you especially if there is a threat of bankruptcy. I personally have negotiated down nearly 50% of my past debts in rebuilding my own credit from mistakes of the past.
Make sure you have money to pay the debt. Call the collection company not the origonal creditor, ask them how much they would take to settle this debt in full today. They will usually give you a small break in payment to start. This is where you come in with a low ball offer. I usually start off with 35-40% of the origional debt. You will want to end with a win win negotation making the collection company happy with the amount you have paid and make yourself happy with how much you saved! A strong negotiator will save the most money!

Want to learn how to negotiate? Check out the book "Never split the difference" by Chris Voss ( one of the FBI’s lead international kidnapping negotiator)
Find it here -

A University of California professor and co-author of Gorilla Society draws on myriad sciences and disciplines to examine how the evolution of the human species has been shaped by the environment cultural diversity and population density in different world regions

06/14/2019

CREDIT TIP OF THE WEEK:

What happens if you miss a payment?

Missing a payment isn't the end of the world but could affect your credit score negatively. Life happens but that doesn't mean it isn't fixable. A missed payment that is made up quickly after it is missed will only show internal with that creditor as a slow payment. Missed the payment for over 30 days? This will get reported to the major credit bureau and show in the 30/60/90 colum of your trade lines as a 1 under the 30. 60 days late you will show a 1 in the 60 colum. after 30 days it will also show as an R2 for credit cards and other revoloving credit, O2 for cell phones etc. and I2 for loans such as car loans.

We suggest making up this missed payment ASAP!

Know you're going to be short and miss a payment but it hasn't happened yet? Call the bank/ lender you are unable to pay. They may be able to defer a payment or arrange payment arrangements and possible stop a negative report to the credit bureau. Banks know life happens too and as long as you communicate with them they will try to help you find a solution.

What is the worst thing you can do?

Ignore the problem and avoid answering phone calls. This will force the lender to move on to the next step to try and collect the owed funds. This could result in a collection being place on your credit bureau.

Check in next week to find out what to do if you have collections.

06/07/2019

CREDIT TIP OF THE WEEK:

Have 0 credit? want to know the fastest way to build credit?

The fastest way to build credit is with an auto loans such as with Instant Auto Loans Canada. We have programs for all types of credit and have a 99% approval rating. Can't get approved on what you want or not in the market for a vehicle but still want to build credit? Try applying for a credit card. We suggest Capital one as they offer a secure credit option for those who get declined for a regular credit card. This will help show payment history to the banks and prove that you are responsible with credit!

Apply with us https://instantautoloanscanada.v12soft.com/credit-application/

Apply for a credit card
https://www.capitalone.ca/