Vik Toor Mortgages

12/09/2021

HEADS UP PEOPLE….the very popular HIGH NET WORTH program is coming to an end for rental properties. So if you thought about refinancing or have a property on the go that you want to qualify for under this program, must be done by NO later than TOMORROW. This program has been in extreme high demand by anyone that has the capital, but not enough income to debt service the loan on paper. Please continue reading below about other information about mortgage financing through me:

As a Mobile Mortgage Advisor, my job is to ensure that your needs are met. Let’s set up time in my office in Clayton/Cloverdale, or I can simply come to you, or at a coffee shop/restaurant at your request. I have been a resident of Clayton Heights for the past 10 years and have seen this area blossom beyond words and am proud to say that I helped several hundred clients over the past few years get financing on their new Clayton home, or their next home as they exit and move outside Clayton.

Since 2008, I have been helping people with refinances of their mortgage using the equity in their home to help rinse out their high interest credit card or loan balance into a simple payment and increase their cash flow. I encourage anyone and everyone to have a simple conversation about this where I can give honest free advice if a particular plan works for you or not. I can help with refinances, transferring your mortgage from other banks, new construction self-build mortgages, new home purchases for everyone including first time home owners, purchase of rental properties, or simply just have a conversation and give recommendations on how to increase your current cash flow by showing a before/after scenario.

I can service anywhere in Canada, as I am not just restricted to BC alone. I write mortgage regularly in Alberta and Ontario as well etc.

Switch over to me, and for a limited time get up to $3000 cash back AND on top of that, up to $1,000 toward your legal fees when purchasing a home, or refinancing/switching your mortgage with me!

You might be wanting to know about first time home buyer incentives, or seeing if you will qualify for that home you always wanted, or is it worth breaking your mortgage term with your other bank and see if it’s economically feasible to switch over with our cash back promotion, or maybe seeing if you will save a ton of money by consolidating your high interest debt into your mortgage to increase your cash flow and get back on track. Whatever the case may be, it never hurts to see if you can be more comfortable especially during these times.

So act quick and contact me for a full no obligation conversation on how you can be in a better position, or simply if someone in your shoes can qualify for a mortgage in order to purchase that dream house you’ve always wanted, or simply any question at all with the word MORTGAGE in it, give me a call @ 604-825-4687. On average, each call is quick, and can range from 5-20 mins depending on your situation, and from there we can determine if we can and should move forward. Remember, all calls are confidential to the highest degree of privacy. I look forward to hearing from as many of you as possible!

11/22/2021

10/23/2021

My 2 favorite assistants :)

10/23/2021

As a Mobile Mortgage Advisor, my job is to ensure that your needs are met. Let’s set up time in my office in Cloverdale, or I can simply come to you, or at a coffee shop/restaurant at your request.

Since 2008, I have been helping people with refinances of their mortgage using the equity in their home to help rinse out their high interest credit card or loan balance into a simple payment and increase their cash flow. I encourage anyone and everyone to have a simple conversation about this where I can give honest free advice if a particular plan works for you or not. I can help with refinances, transferring your mortgage from other banks, new construction self-build mortgages, new home purchases for everyone including first time home owners, purchase of rental properties, or simply just have a conversation and give recommendations on how to increase your current cash flow by showing a before/after scenario.

I can service anywhere in Canada, as I am not just restricted to BC alone. I write mortgage regularly in Alberta and Ontario as well etc.

Switch over to me, and for a limited time get up to $3000 cash back AND on top of that, up to $1,000 toward your legal fees when purchasing a home, or refinancing/switching your mortgage with me!

You might be wanting to know about first time home buyer incentives, or seeing if you will qualify for that home you always wanted, or is it worth breaking your mortgage term with your other bank and see if it’s economically feasible to switch over with our cash back promotion, or maybe seeing if you will save a ton of money by consolidating your high interest debt into your mortgage to increase your cash flow and get back on track. Whatever the case may be, it never hurts to see if you can be more comfortable especially during these times.

***DON’T FORGET TO ASK ABOUT OUR HIGH NET WORTH PROGRAM WHICH CAN LITERALLY HELP YOU OBTAIN A MORTGAGE AMOUNT ALMOST 3 TIMES THE AMOUNT OF A STANDARD APPROACH AT ANY OTHER BANK. FOR EXAMPLE, IF YOUR BANK TOLD YOU 100K OF HOUSEHOLD INCOME CAN QUALIFY YOU FOR 500K OF LENDING, THIS WOULD MEAN APPROXIMATELY 1.25 MILLION DOLLARS IN LENDING UNDER THIS PROGRAM***

So act quick and contact me for a full no obligation conversation on how you can be in a better position, or simply if someone in your shoes can qualify for a mortgage in order to purchase that dream house you’ve always wanted, or simply any question at all with the word MORTGAGE in it, give me a call @ 604-825-4687. On average, each call is quick, and can range from 5-20 mins depending on your situation, and from there we can determine if we can and should move forward. Remember, all calls are confidential to the highest degree of privacy. I look forward to hearing from as many of you as possible!

11/21/2020

During these tough times during COVID-19, there is uncertainty with mortgage interest rates. As rates were planning on going on the upward trend pre-COVID era, they freefell from March of this year onward. As such, we are now seeing interest rates for new purchases/refinances/transfers from other banks as low as 1.62% !!!

Since 2008, I have been helping people with refinances of their mortgage using the equity in their home to help rinse out their high interest credit card or loan balance into a simple payment and increase their cash flow. I encourage anyone and everyone to have a simple conversation about this where I can give honest free advice if a particular plan works for you or not. I can help with refinances, transferring your mortgage from other banks, new construction self build mortgages, new home purchases for everyone including first time home owners, purchase of rental properties, or simply just have a conversation and give recommendations on how to increase your current cash flow by showing a before/after scenario.

I can service anywhere in Canada, as I am not just restricted to BC alone. I write mortgage regularly in Alberta and Ontario as well etc.

Switch over to me, and for a limited time get up to $3000 cash back AND on top of that, up to $1,000 toward your legal fees when purchasing a home, or refinancing/switching your mortgage with me!

One of my latest clients was shown a projection of savings of over 100k, for which the client didn’t hesitate and took up the offer instantly and is greatly thankful and the only regret they had was not contacting me earlier. That is just one example of how a quick phone call can result in the right advice that you need.

You might be wanting to know about first time home buyer incentives, or seeing if you will qualify for that home you always wanted, or is it worth breaking your mortgage term with your other bank and see if it’s economically feasible to switch over with our cash back promotion, or maybe seeing if you will save a ton of money by consolidating your high interest debt into your mortgage to increase your cash flow and get back on track. Whatever the case may be, it never hurts to see if you can be more comfortable especially during these times.

So act quick and contact me for a full no obligation conversation on how you can be in a better position, or simply if someone in your shoes can qualify for a mortgage in order to purchase that dream house you’ve always wanted, or simply any question at all with the word MORTGAGE in it, give me a call @ 604-825-4687. On average, each call is quick, and can range from 5-20 mins depending on your situation, and from there we can determine if we can and should move forward. Remember, all calls are confidential to the highest degree of privacy. I look forward to hearing from as many of you as possible!

01/13/2020

It’s that time of year when the holiday shopping bills come in and people may not be prepared to dish out full payment on their credit cards depending on their spending. January/February is known to be the busiest times for banks for helping people with refinances of their mortgage using the equity in their home to help rinse out their high interest credit card or loan balance into a simple payment and increase their cash flow. I encourage anyone and everyone to have a simple conversation about this where I can give honest free advice if a particular plan works for you or not. I can help with refinances, transferring your mortgage from other banks, new construction self build mortgages, new home purchases for everyone including first time home owners, purchase of rental properties, or simply just have a conversation and give recommendations on how to increase your current cash flow by showing a before/after scenario. Switch over to me, and for a limited time get up to $2500 cash back AND on top of that, up to $1,000 toward your legal fees when purchasing or refinancing/switching your mortgage with me! There is word (although never always accurate) that mortgage interest rates in the very near future are on the rise, so act quick and contact me for a full no obligation conversation on how you can be in a better position @ 604-825-4687. Remember, all calls are confidential to the highest degree of privacy. I look forward to hearing from as many of you as possible!

08/21/2019

As we wind down closer to the start of school season, many of you may wish to think about your current financial position and structure. Call me now for free advice on options to refinance high interest debt into your mortgage and save thousands monthly! All calls are kept confidential. I look forward to hearing from you. - 6048254687

03/05/2019

As we get ready for the spring market, I wanted to bring out a special promotion I am offering. If you are a first time home buyer OR if you transfer your mortgage to us, you can receive up to $2500 CASH BACK which is non repayable, and there is no sacrifice on the interest rate. So basically you are being offered the full allowable discount with this promotion! As always, if you or anyone you know is in the need of mortgage lending advice for any refinances, purchases, or restructuring of your current mortgage loan, feel free to call or text me at 6048254687 and I would be glad to offer you honest and reliable advice that you can bank on :)