Mortgages by Jas

Mortgages by Jas Ready to embark on your homeownership journey or explore refinancing options? I am here to assist you

🏡 Reverse Mortgages ExplainedLooking to access the equity in your home without selling or making monthly mortgage paymen...
02/06/2026

🏡 Reverse Mortgages Explained

Looking to access the equity in your home without selling or making monthly mortgage payments?

A reverse mortgage allows eligible homeowners aged 55+ to convert a portion of their home equity into tax-free cash while continuing to live in their home and maintaining ownership.

You can use the funds to:

▪️Pay off debt
▪️Help family members with a home purchase
▪️Renovate your home or invest in another property

Unlike a traditional mortgage where you make payments to the lender, a reverse mortgage allows you to receive funds from the lender based on your home’s equity. Repayment is typically only required when you sell, move, or the home is no longer your primary residence.

Reverse mortgages aren’t for everyone, but they can be a helpful financial tool in the right situation.
Have questions or wondering if this is a good option for you or a loved one? Feel free to send a đź“© DM

The Bank of Canada held rates steady. Policy rate remains steady at 2.25% and prime rate at 4.45%If you’re planning on ...
12/11/2025

The Bank of Canada held rates steady. Policy rate remains steady at 2.25% and prime rate at 4.45%

If you’re planning on purchasing, refinancing, or renewing, feel free to reach out for a free consultation.

Canada’s inflation dropped to 2.2% in October 2025 (-0.2%) as gas and grocery prices fall.Next inflation announcement w...
11/17/2025

Canada’s inflation dropped to 2.2% in October 2025 (-0.2%) as gas and grocery prices fall.

Next inflation announcement will be December 15, 2025.

Think you need 20% to buy a home?Not true! As a first time home buyer or if your purchasing an owner occupied home, you ...
11/17/2025

Think you need 20% to buy a home?
Not true!

As a first time home buyer or if your purchasing an owner occupied home, you can get in with as little as 5% down on first $500,000 and 10% on remaining balance upto $1.5 million.

That means you don't have to wait until you have 20% downpayment saved up to buy your dream home!

Curious to find out how much you can afford?
Let's chat!

Disclaimer: Qualification depends on a variety of factors, including income, credit, debt, and down payment.

Bank of Canada drops interest rate by 0.25% If you’ve been thinking about buying, refinancing, or locking in, now’s the ...
10/29/2025

Bank of Canada drops interest rate by 0.25%

If you’ve been thinking about buying, refinancing, or locking in, now’s the time to review your options.

Let’s talk about how this impacts your mortgage goals!

Bank of Canada drops interest rate by 0.25%Let’s talk about how this impacts your mortgage goals! 💬🏡 ...
09/17/2025

Bank of Canada drops interest rate by 0.25%

Let’s talk about how this impacts your mortgage goals! 💬🏡

Canada’s inflation hit 1.9% in June 2025, driven by higher automobile, clothing and footwear prices.Next inflation rate ...
07/15/2025

Canada’s inflation hit 1.9% in June 2025, driven by higher automobile, clothing and footwear prices.

Next inflation rate announcement will be on August 19, 2025.

Canada’s inflation rate holds steady at 1.7% in May 2025Next inflation rate announcement will be on July 15, 2025 ...
06/24/2025

Canada’s inflation rate holds steady at 1.7% in May 2025

Next inflation rate announcement will be on July 15, 2025

No change from the Bank of Canada—interest rate held steadyLet’s talk about how this impacts your mortgage goals! 💬🏡 📧 S...
06/04/2025

No change from the Bank of Canada—interest rate held steady

Let’s talk about how this impacts your mortgage goals! 💬🏡

📧 Send a DM

Canada’s inflation rate dropped — a positive signal for the economy and potentially for interest rates tooNext inflation...
05/20/2025

Canada’s inflation rate dropped — a positive signal for the economy and potentially for interest rates too

Next inflation rate announcement will be on June 24, 2025

A little pre-planning can save you a lot of stress! If you're planning on buying a home, keep your finances steady and a...
05/19/2025

A little pre-planning can save you a lot of stress! If you're planning on buying a home, keep your finances steady and avoid these common mistakes that can hurt your chances of approval 🏡💳

• Lenders want stability when it comes to your job
• Taking on new debt can make it harder to get approved for a mortgage
• Good payment history is key
• Closing costs are additional costs you need to pay when finanalizing the purchase of a home. These include property transfer tax, inspection, appraisal, insurance and lawyer fees
• Large or unexplained deposits can raise red flags for lenders

If you have any questions or need guidance, feel free to contact me! Send a DM

No change from the Bank of Canada—interest rates are holding steadyLet’s talk about how this impacts your mortgage goals...
04/17/2025

No change from the Bank of Canada—interest rates are holding steady

Let’s talk about how this impacts your mortgage goals! 💬🏡 Dm if you have any questions.

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Surrey, BC
V3W1R1

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