10/22/2026
An unexpected $500 expense can quickly become debt when there is no accessible reserve. Statistics Canada reported that about one in four Canadians surveyed in fall 2022 could not cover that amount.
Do not wait for a perfect target. Choose a realistic first milestone and build it one paycheque at a time. What amount would help your family breathe easier?
Source: https://www150.statcan.gc.ca/n1/daily-quotidien/230213/dq230213b-eng.htm