Team Priceless -Experior

09/29/2026

08/27/2026

Six months off. Your income stops in week one.

The practice keeps spending.

Rent. The lease on the chairs and the imaging. Wages for staff who will find other jobs if the pay stops. Utilities, software, supplies, the loan on the build-out.

All of it carries on arriving with your name at the bottom.

Personal disability coverage was built to replace your income so the household keeps running. It was never built to keep the doors open. And a practice that sits dark for six months is usually worth a good deal less when you walk back into it, if the staff are still there at all.

There is a separate product for the doors. Business overhead expense coverage reimburses eligible fixed operating costs while you are disabled, normally for a period measured in months rather than years. Different thing, different job.

It gets missed for an ordinary reason. Whoever sold you the personal coverage was picturing your family around a kitchen table. That was the right thing for them to be picturing.

Nobody in that room was looking at what the practice costs to keep open.

So here is the five-minute version. Add up one month of the practice running without you in it. Rent, leases, wages, the loan payment.

Now read what your disability coverage was actually designed to pay for.

Which of those two lists does it cover?

08/21/2026

which one are the most now ?

08/20/2026

CRA just published the 2024 numbers. Out of more than 30 million tax returns filed in this country, only **623,510** reported total income over $250,000. That's roughly **2 in every 100** filers.

08/17/2026

You spend 30 years building wealth.

Have you spent even 30 minutes planning how it passes on?

Most people haven't.

And without a plan, everything you built can be reduced by taxes, legal costs, and delays your family never saw coming.

The house.
The corporation.
The investments.
The legacy.

All of it can shrink at exactly the moment your family is least prepared to handle it.

This isn't about fear. It's about making sure what you built reaches the people you built it for — not the tax bill.

As a Chartered Accountant, I've seen the difference a plan makes on the way out. It's the difference between a gift and a problem.

Do you know what your family would actually receive, after tax, if something happened this year?

08/11/2026

Do you want your RETIREMENT ACCOUNT like this ?

07/23/2026

Spain won the World Cup.

Then the IRS took a cut of the $50 million.

Not FIFA. The IRS.

Turns out the Spanish federation got a tax break —

the IRS let most of that $50 million

skip federal tax at the entity level.

The players got no such deal.

They're still paying federal tax on their bonuses.

Plus New Jersey state taxes,
because the final was played there.

The federation got the waiver. The players didn't.

Same money. Different structure. Different tax bill.

That's not really a soccer story.

That's every incorporated business owner in Canada.
Corp cash sits differently than a bonus in your name.

A dividend sits differently than a salary.

Where the money lands decides what CRA takes.

The federation planned for that. The players found out after.

Which one are you?

DM me "STRUCTURE" and I'll walk you through where your own money might be leaking.