MortgagesbyJaspreet

MortgagesbyJaspreet Residential I Commercial I Construction I Private Mortgages I Equipment Finance I Business Loans

Now might be the perfect time to lower your rate, consolidate debt, or tap into your home’s equity, all with expert guid...
10/09/2025

Now might be the perfect time to lower your rate, consolidate debt, or tap into your home’s equity, all with expert guidance from Skyreach Capital Group

📞 778-798-0085
✉️ [email protected]
🌐 jaspreetkalra.ca

10/06/2025

🏡 First-Time Home Buyer Tips!
Avoid these 3 common mistakes before starting your home search 👇

❌ Not getting pre-approved early
❌ Ignoring closing costs
❌ Focusing only on rate, not terms

Get pre-approved the right way with expert guidance.
📞 778-798-0085 | 📧 [email protected]

10/02/2025

Rates are shifting, and approvals are getting tighter. Don’t wait until it’s too late ⏳—getting pre-approved now can save you thousands over your mortgage term!

✅ Competitive fixed & variable rates
✅ Tailored solutions for your needs
✅ Stress-free guidance from start to finish

📞 Call/Text: 778-798-0085
📧 [email protected]

If you have any questions regarding mortgage, please contact me at 778-798-0085
12/10/2024

If you have any questions regarding mortgage, please contact me at 778-798-0085

🎉 Congratulations on your mortgage approval! 🏡 Excited to help you turn your debt free dreams into reality! Here's to ne...
10/03/2024

🎉 Congratulations on your mortgage approval! 🏡 Excited to help you turn your debt free dreams into reality! Here's to new beginnings and a bright future in your home! 🎊

When you use the Home Buyers' Plan, there are special rules for the money you put into your retirement savings plan (RRS...
04/13/2024

When you use the Home Buyers' Plan, there are special rules for the money you put into your retirement savings plan (RRSP) 89 days before taking money out of the plan. These rules might stop you from counting some or all of the money you put in during that time on your taxes.

You can't use the money you put into your RRSP during those 89 days to lower your taxes if it's more than what your RRSP is worth after you take money out for the Home Buyers' Plan. This also applies if you put money into your husband, wife, or partner's RRSP and they take out money for the Home Buyers' Plan from that same RRSP within 89 days.

Basically, to fully count the money you put into an RRSP against your taxes, the RRSP must be worth at least as much as what you contributed after you take money out for the Home Buyers' Plan.

Reach out to me to learn more!

You cannot withdraw more than $35,000 of from your RRSP per person without paying tax right away when you use the Home B...
04/11/2024

You cannot withdraw more than $35,000 of from your RRSP per person without paying tax right away when you use the Home Buyers' Plan. If you take out more than $35,000, you must report the extra money as income on your taxes for that year. Also, the company holding your retirement savings will take off some tax from the extra amount when you withdraw it.

Reach out to me to learn more!

Exciting news! Our business refinance has been approved, paving the way for even greater opportunities ahead. 🎉💼 Ready t...
04/10/2024

Exciting news! Our business refinance has been approved, paving the way for even greater opportunities ahead. 🎉💼 Ready to elevate our game and expand horizons!

Before you take money from your retirement savings to buy a home with the Home Buyers' Plan, check if you can use the pl...
04/10/2024

Before you take money from your retirement savings to buy a home with the Home Buyers' Plan, check if you can use the plan. To take out money, use Form T1036 for each withdrawal. Fill out the first part of the form and then give it to the company that holds your retirement savings. They must fill out the second part. You can take out money several times, but only in the same year you start and in January of the next year.

Reach out to me to learn more!

The Home Buyers' Plan lets you take $35,000 from your RRSP to buy or build a home. You must: • Live in Canada when you...
04/08/2024

The Home Buyers' Plan lets you take $35,000 from your RRSP to buy or build a home. You must:

• Live in Canada when you withdraw and until you get the home.
• Have a purchase agreement to buy or build a Canadian home when you withdraw.
• Finish the purchase or construction by October 1st of the year after withdrawal or pick
another property.
• Move into the home within a year.
• Be a first-time home buyer unless you're disabled or have other special cases.
• Not withdraw more than $35,000 from your own RRSPs, and you won't be taxed if it's less.
• Make withdrawals only in the year you start and the following January.

Breaking these rules may disqualify you from the HBP. We recommend connecting with us to ensure your eligibility!

Address

6678 152st
Surrey, BC
V3S7J2

Telephone

+17787980085

Website

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