Vikul Garg Mortgages

01/10/2023

Mark your calendars for all the Bank Of Canada Interest Rate Appointments!

01/01/2023

Happy New Year 2023. This year Vikul Garg Mortgages promises to work hard to help you fulfil all your Mortgage

12/15/2022

Want to know the answers to all these questions?? Or are you facing troubles finding the right Mortgage expert who would go beyond for you during the loan process??

Just give Vikul Garg a call on 778-222-1892 & don't worry about getting your mortgage pre-approved.

11/23/2022

If you're staring down December (and the holiday rush!) and need to get your home ready for all that's to come, this post is for you!

Put these home maintenance tasks at the top of your to-dos:

- Clean kitchen exhaust hood and filter
- Clean out the pantry and refrigerator
- Replace batteries in smoke and carbon monoxide detectors
- Replace the weatherstripping on your windows
- Secure your home from pests and critters
- Wash throw pillow covers and blankets

If you're nodding your head, thinking, “yep, this is exactly what I need to do', it’s time to get to it! Don’t let the winter season get the best of you, a little prep will go a long way.

604-359-1912

11/22/2022

https://www.theglobeandmail.com/canada/british-columbia/article-proposed-bc-law-would-end-age-restrictions-rental-bans-in-strata/

Premier David Eby also announces legislation that, if approved, would require municipal governments to meet provincial targets to increase residential stock

11/20/2022

Here's how HELOC works!!
A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral.

Looking to get HELOC or to book free consultation, please call/text.

604-359-1912

11/17/2022

Sometimes the bank is not your cheapest option.
As a broker, we have access to many other lenders that may be more suitable for you.

Want to find out more about the options available to you? Give me a call at any time!
📞 604-359-1912

11/15/2022

Realtor & Mortgage Brokers are highly important in real estate transactions.

So don’t wait just give me a call and get your mortgage approved for your first home, second mortgage or refinancing. At we have access to a large number of lenders to ensure the mortgage approval.

Call me at 604 359 1912

11/11/2022

Today marks Remembrance Day, a day where we show our appreciation and remember the heroes who've fought for the freedom that we enjoy today.
🌺 🌹 🇨🇦

11/01/2022

[ 𝗦𝗔𝗩𝗘 𝗧𝗛𝗜𝗦 𝗣𝗢𝗦𝗧 ] Down Payment Cheat Sheet! 💰

Wondering how much money you need to put down to buy a home? 🏠 Use this cheat sheet to help you get started ~ ✅

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? In Canada, you can put as little as 5% down when purchasing an owner-occupied home. However, the rules change when you purchase a home above $500,000... 🤔

𝐀 𝐜𝐨𝐦𝐦𝐨𝐧 𝐦𝐢𝐬𝐜𝐨𝐧𝐜𝐞𝐩𝐭𝐢𝐨𝐧 𝐢𝐬 𝐭𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 𝐚 𝟓% 𝐝𝐨𝐰𝐧 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐚𝐭 𝐚𝐧𝐲 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐩𝐫𝐢𝐜𝐞... 𝐚𝐧𝐝 𝐰𝐞𝐥𝐥, 𝐭𝐡𝐢𝐬 𝐢𝐬𝐧'𝐭 𝐚𝐥𝐰𝐚𝐲𝐬 𝐭𝐡𝐞 𝐜𝐚𝐬𝐞. ⬇️

Anything above $500,000 requires a 10% down payment 💸

𝗕𝗿𝗲𝗮𝗸𝗱𝗼𝘄𝗻: 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗽𝗿𝗶𝗰𝗲 $𝟲𝟬𝟬,𝟬𝟬𝟬
To calculate you would do $500,000 at 5% and then $100,000 at 10% = $𝟯𝟱,𝟬𝟬𝟬 𝗠𝗶𝗻𝗶𝗺𝘂𝗺 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁

Do you still have questions? Don't hesitate to reach out 👋

📞 604-359-1912

10/31/2022

wishes you a very Happy Halloween.