Shawn Malvern, Assante Wealth Management

11/05/2026

An important question to consider as part of your financial planning: Do you understand what's involved in being an executor? It's a big responsibility, and being informed matters! Check out the article CI Assante shared below, I would be happy to answer any questions you have.

Being asked to serve as an executor is a meaningful sign of trust, but it's also a significant responsibility. There are lots of reasons to say yes, but it’s important to understand the scope of an executor’s duties and time commitment before you agree to accept the responsibility. Read this article to make an informed decision. https://ow.ly/2mPr50ZXApC

10/28/2026

The Bank of Canada raised its overnight rate by 0.25% today. What does it mean for you?

Savers: Higher rates can create better opportunities for GICs and other interest-bearing savings.

Investors: One interest-rate decision shouldn't change a sound long-term investment strategy.

Borrowers: Variable-rate debt may become more expensive, so it's worth keeping an eye on your cash flow.

The bigger picture: Interest rates will rise and fall. A good financial plan is designed to adapt, keeping your savings, investments, cash flow and long-term goals working together. Every interest-rate environment brings different challenges and opportunities. The key is understanding what those changes mean for you and your financial plan.

Send a message to learn more

10/22/2026

Our community. Our future. 🏡❤️

We’re proud to call Stratford home. We may have different perspectives, but we all have a part in shaping our community’s future.

If you’re eligible, remember to vote in the Municipal and School Board Election by 8 p.m. Monday, October 26.

Every voice matters.

Want to vote in the 2026 Stratford Municipal and School Board Election? Cast your vote by 8pm on Monday, October 26.

Before voting remember to:
• Have your Voter Information Letter ready – it contains the voting system website address and telephone number and your PIN
• Type the voting system address in the URL bar of your browser, not in a search bar (for example a google search bar)
• Take your time
• Before you confirm your vote, read or listen to each instruction carefully, use the review option to check your selections, make sure your vote reflects your intentions

Need help with online voting? Visit the Voter Help Centre at the Stratford Rotary Complex on:
• Saturday, October 24 from 10 am – 2 pm
• Sunday, October 25 from 1 pm – 4 pm
• Monday, October 26 from 10 am – 8 pm

Visit www.stratford.ca/elections for more information.

Help shape the future of our community – vote today!

10/15/2026

Are you on track financially for 2026?

It’s hard to believe we’re already heading into the last few months of the year. Before the holiday season gets busy, fall can be a great time to check in on your finances.

Your investments are only one piece of the picture. Taxes, retirement income, TFSAs and RRSPs, insurance, estate planning and changes in your family all play a role.

Sometimes a good financial review isn’t about making major changes. It’s simply about making sure everything still works together.

If you haven’t reviewed your financial plan lately, let’s have a conversation.

Send a message to learn more

10/08/2026

Happy Thanksgiving from all of us at Assante Wealth Management! 🍂 🦃

As we head into the Thanksgiving weekend, we want to take a moment to thank our clients for your continued trust and support. We are grateful for the opportunity to be part of your financial journey.

Wishing you and your families a wonderful Thanksgiving filled with good food, great company, and plenty of reasons to be thankful!

Have a safe and happy long weekend!

10/01/2026

What do you wish someone had told you about money when you were younger?

In this thoughtful letter to his children, Tye Bousada of EdgePoint shares six important lessons about saving, investing and financial freedom.

His message is simple: spend less than you make, start early, do not let fear or greed direct your investments, and build a plan that gives you the freedom to pursue what matters most.

It is a worthwhile read and a great conversation starter for parents, children and grandchildren.

Video highlighting some of the financial advice we wished we'd learned earlier.

09/24/2026

Life changes. Your life insurance should too.

Getting married, buying a home, having children, changing careers, starting a business or approaching retirement can all impact the amount of coverage you need.

Your life insurance policy shouldn’t be something you set up once and forget about. Regular reviews can help ensure your coverage still reflects your current needs, goals and the people who depend on you.

When was the last time you reviewed your coverage?

If it’s been a while, we’d be happy to help you take another look.

Give us a call or send me an email to start the conversation.

09/18/2026

What the Fed’s Latest Decision Means for Investors

Following the Federal Reserve’s latest 25 bps rate hike, bringing its target range to 3.75%–4.00%, attention is turning to what comes next. The Fed’s projections point to one more rate hike before year-end, with rates potentially remaining elevated through 2027 if inflation doesn’t improve further.

Despite ongoing concerns, the economy has remained more resilient than many expected. Inflation continues to move in the right direction, while investment in AI and technology continues to support growth.

While volatility is always possible, this reinforces the importance of staying invested and focused on the long term, rather than reacting to every market headline.

If you have questions about what this means for your financial plan, we’re here to help.

Send a message to learn more

09/16/2026

Markets have already been reacting to inflation and interest rate expectations in recent weeks. With today’s Fed announcement, this Assante update is especially timely.

What’s going on with inflation and ? How are the global markets doing? What big financial events are coming up soon? Find out with our concise newsletter, Market Pulse: The Week In Review. https://ow.ly/JQJ750Ztlum

09/10/2026

Saving for your first home?

The First Home Savings Account (FHSA) can help make homeownership a little more achievable.

With an FHSA, you can:
✔️ Save for your first home on a tax-advantaged basis
✔️ Get tax deductions on eligible contributions
✔️ Make qualifying withdrawals for your first home tax-free

If buying your first home is part of your plan, now may be a great time to see how an FHSA could fit into your overall financial strategy.

Have questions? Feel free to email me or call the office to schedule a time to chat!