Rachel Valentini Royal Bank of Canada Mortgage Specialist

03/08/2025

Whether switching your mortgage, buying your next home, or purchasing for the first time, today’s environment calls for homeownership solutions that meet your current and future needs.

get up to $5,700 in value with an eligible RBC mortgage*,‡

02/25/2025

Sellers set the tone in Canada’s housing markets as 2025 rolls in.

Early reports from local real estate boards showed a surge in new listings in January in several major markets led by Vancouver, Calgary, Toronto, and Montreal.

12/04/2024

If you’re looking to reduce your mortgage payments, take advantage of a low interest rate, consolidate debt or fund other goals, refinancing your mortgage may be the right move for you.

Whether you want to consolidate debt or need funds to renovate your home, RBC Royal Bank makes it easy to use the equity in your home to help achieve your goals.

09/11/2024

The Bank of Canada’s rate cuts have yet to pull housing markets out of their slump. Markets’ reaction so far has been largely muted. Early reports on August home sales showed only small increases from July in most markets, including Vancouver, Calgary, Edmonton, Toronto and Montreal.

The Bank of Canada’s rate cuts have yet to pull housing markets out of their slump. Markets’ reaction so far has been largely muted.

04/17/2024

Canada will allow 30-year amortization for first-time buyers’ mortgages. Finance Minister Chrystia Freeland said the government would allow the amortization period on insured mortgages for first-time homebuyers purchasing newly built homes. The measure will take effect on Aug. 1. The Canadian Home Builders’ Association has advocated for the longer period, saying five years more would help with affordability and speed up construction. The government also nearly doubled the amount first-time buyers can withdraw from RRSPs to buy a home to $60,000 from $35,000 as of April 16.

The Canadian government will allow 30-year amortization periods on insured mortgages for first-time homebuyers purchasing newly built homes.

02/28/2024

First Time Homebuyers: Don’t Overlook These Budget-Busting Costs

Expensive Closing Costs May Add Up Quickly When Buying Your First Home.

02/01/2024

Get your best possible rate and more with an RBC mortgage. Experience a customizable and personalized mortgage experience with a dedicated mortgage specialist, affordability tools, and exciting offers that make working with RBC all the more rewarding.

01/30/2024

Canada’s housing market ended 2023 on a stronger note.

Well, 2023 had one last surprise up its sleeve: home resale transactions in Canada bucked the softening trend and rebounded...

01/26/2024

How do rising interest rates impact variable rate mortgages?

The Bank of Canada is rapidly raising interest rates in an effort to reduce inflation, cool the demand for goods and services and in turn, make everyday life more affordable for Canadians. For homeowners with a variable rate mortgage, we understand there may be uncertainty about the impact rising ra...

07/21/2023

Closing costs have a way of creeping up on you, here's a few to prepare for.

Expense-wise, there's more to owning a home than your monthly mortgage payment. Visit RBC to learn about the one-time closing costs and other expenses you need to plan for when buying a home.

05/26/2023

According to RBC's annual Home Ownership Poll, nearly 80% of Canadians believe they are in a better position to buy a home in years. But underneath this optimism is a much more mixed sentiment. Hear from two RBC experts on what stands out for them.

05/16/2023

Is an FHSA account right for you? We’ve answered specific questions in key areas to help you prepare now that the new registered account has officially launched.