The Mortgage Centre, Peak to Peak Mortgage

Home
Canada
Squamish, BC
The Mortgage Centre, Peak to Peak Mortgage

Mortgage brokering services. Mortgage Broker Services

05/21/2026

Here are the latest inflation figures from Stats Canada for April 2026. These are based on the Bank of Canada’s preferred measures, and they are all reporting lower than the March figures despite soaring Transportation costs. Even though these softer inflation numbers are not technically in ‘rate increase territory’ we are still seeing volatility with the bond yields. The potential for higher future inflation is knocking out hopes for prime rate decreases for the remainder of the year, and depending on who you listen to, may still encounter prime rate increases. If you are looking to buy a home or have your mortgage coming up for renewal, it is a good idea to get a rate guarantee in place. If rates happen to come down, you will always get the lower rate, but if they go up, you will be protected.

05/11/2026

Recent feedback from a client that I assisted with a buyout due to a marital separation:
"Thank you so so much for all your effort and kindness throughout this process. I am truly so thankful as I sit in my house and feel at home."
Providing compassion and empathy can make a big difference when supporting clients through emotionally charged financial changes, and difficult life situations. I always try to put myself in my clients' shoes to find solutions and provide the service that is needed.

04/20/2026

Here are the latest inflation figures from Stats Canada for March. Food and transportation costs showed the highest increases in every region in Canada. Based on the Bank of Canada’s preferred measures, the figures are still lower than what was reported for December and January.

04/08/2026

Lovely catch up with Lisa Matthew from Mortgage Centre Canada ❤️.

03/18/2026

No changes to our prime rate in today’s Bank of Canada announcement. The next rate setting is April 29th. In summary, the Bank noted “With recent data pointing to weaker economic activity and uncertainty elevated, risks to growth look tilted to the downside. At the same time, inflation risks have gone up due to higher energy prices. We will continue to assess the impact of US tariffs and trade policy uncertainty, and how the Canadian economy is adjusting. We are also monitoring the unfolding conflict in the Middle East closely and assessing its impact on growth and inflation.”

03/16/2026

Here are the latest Canadian inflation Stats for February. Inflation was reported lower in all provinces. It will be interesting to see how these figures change in March with the recent surge in oil prices.

02/13/2026

Thank you so much to my clients and industry colleagues for your continued support!

I’m honoured to be recognized with Silver status in the Ambassador’s Club Circle of Prestige for 2025. This achievement reflects dedication, professionalism, and a commitment to helping homebuyers achieve their dreams, and existing home owners with refinances & renewals. Grateful to be part of The Mortgage Centre Canada network!

02/05/2026

Tax Filings, Pre-Approvals & Qualifying Income

If you are self-employed, and are at the point where you are deciding how much to T4 yourself or how much to declare as a dividend, for qualifying purposes, it is best if you declare as much as you did the previous year, or higher.

When you are self-employed, lenders like to see a 2-year history of your earnings. If your most recent filed year is higher than the previous year, then they will use an average. If the most recent filed year is lower than the previous, they will use the lower figure.

If you were pre-approved towards the end of the year, or early in the new year, and end up purchasing or refinancing after the tax filing deadline of April 30th, you should check in to see if the amount you were previously qualified for, has changed.

There are a few lending policies and programs in place to assist self-employed borrowers. Having your tax returns filed on time, and with any taxes owing paid in full, will help you when arranging your mortgage. Feel free to reach out any time with any questions.

01/23/2026

Is 2026 your year for home ownership?
A mortgage pre-approval can help.
Let's Go!

01/22/2026

My favourite message on subject removal day!

CONGRATULATIONS!! YOU ARE GOOD TO GO !!!!

Congratulating someone on their home purchase never gets old!

Address

1328 Main Street
Squamish, BC
V8B0R2

Website

http://www.peaktopeakmortgage.com/

Alerts

Be the first to know and let us send you an email when The Mortgage Centre, Peak to Peak Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Squamish?