TeamKelly - Mortgages BC

08/04/2026

A pre-approval is more than just a number! Reach out to me to get started 🏡

07/20/2026

Tell us what you’d do! 🏡

07/10/2026

Noven One - is six four level townhomes in downtown Squamish

06/22/2026

Is your mortgage renewing in the next 6 months?

Let me help you review your options!

06/18/2026

Whether it’s your first home, a refinance to reduce monthly expenses, or consolidating debt to simplify your finances, every mortgage has a story behind it.

I believe the mortgage advice starts with understanding your goals, not just your numbers.

If you’re wondering what your options look like in today’s market, I’m happy to help!

05/14/2026

What does living in Saudi Arabia in my 20’s have to do with being a Mortgage Broker today?
This photo was taken when I was working as a flight attendant living in Saudi .
Life has taken me across continents, industries and chapters I never could have predicted.
Today I’m a mortgage broker, helping clients through one of the biggest financial decisions of their lives - and I think those early experiences taught me how to stay grounded and calm when things felt uncertain.
Funny how every chapter of life prepares you for the next one.

12/12/2025

If you’ve got some credit card debt, this is the post for you.

(Hit bookmark now, so you have this info to review when you’re ready to talk mortgages)

Here’s what you need to know:

1️⃣ Debt to income ratio: lenders typically look for a DTI ratio under 43%. This includes all your monthly debt payments (including credit cards) compared to your gross monthly income.

2️⃣ Credit score: your credit score plays a significant role in your mortgage eligibility. High credit card balances can lower your credit score, so it’s worth paying down some debt before applying.

3️⃣ Interest rates: having credit card debt may affect your interest rates. Lenders see high debt levels as a risk, which can lead to higher rates.

4️⃣ Financial stability: demonstrating a stable income and a history of one time payments can help offset concerns about credit card debt.

Ready to explore your mortgage options, even with credit card debt. Let’s get started on your home ownership journey.

estateCanada

12/10/2025

11/25/2025

Rose, thank you so much for the 5 start review 🌷 You’re feedback motivates our team to continue delivering excellent service!

11/21/2025

Crazy to think that the seeds on these friendships were planted when we were all just 16 years old , last weekend we celebrated “our combined 60th birthdays “
These are the friends that I talk to every day ( sometimes more than once a day ) from 16 to 60 there have been alot of seeds to sow ….
they say it takes a long time to grow old friends …
I’m blessed to have grown some great ones 🌱