09/04/2026
Equipment Financing: Get What You Need Without Killing Your Cash Flow
For most owner-operators and small businesses, equipment is the engine of revenue. Without the right truck, excavator, skid steer, or specialized tool, you can’t take on the jobs that grow your business. However, buying equipment outright ties up capital you need for operations, payroll, and unexpected costs.
Equipment financing through Mintage Capital gives you access to the assets you need while keeping your cash flow intact. Instead of a large upfront purchase, you make structured lease payments that work around your business’s revenue cycle. Moreover, because leasing is structured as an operating expense, you can generally deduct 100% of your payments; a meaningful tax advantage compared to a traditional loan.
What sets Mintage Capital apart:
• All credit types considered including owner-operators rebuilding after a tough year
• Flexible terms structured around your revenue cycle, not a bank’s standard model
• New and used equipment, dealer and private sale, auction purchases, and sale-leaseback arrangements
• Wide range of eligible assets: semi-trucks, flatdecks, excavators, picker trucks, tow trucks, and more
Equipment financing is one of the most effective tools available for small business growth in Canada today. Learn more about Mintage Capital’s equipment leasing options.