Michelle Coates - Verico Compass Mortgage Group

Michelle Coates - Verico Compass Mortgage Group šŸ” Mortgage Broker helping clients navigate home financing with clarity and confidence. With access to top lenders, there are options. Letā€™s connect!šŸ—ļø

Are you buying, refinancing, or just exploring options? Iā€™m here to guide you every step of the way.

Excuse meā€¦.. my friends and I heard you talking about mortgages šŸ‘€šŸ¾As Head of Security, Snack Inspection, and Neighborhoo...
05/29/2026

Excuse meā€¦.. my friends and I heard you talking about mortgages šŸ‘€šŸ¾

As Head of Security, Snack Inspection, and Neighborhood Surveillance, I take these things very seriously.

Thatā€™s why I only recommend ONE mortgage broker ā€” my human. šŸ”

Sheā€™s great with numbers, great with people, and can explain mortgages in actual human language. šŸ¶

Buying, renewing, refinancing, or just financially sniffing around? Send her a message.

Now if youā€™ll excuse us, we have playing to attend to.




A homebuying question that always sparks debate: Should you buy the perfect home now, or compromise and wait for the rig...
05/29/2026

A homebuying question that always sparks debate: Should you buy the perfect home now, or compromise and wait for the right one?

Thereā€™s no single answer, it depends on your goals, timeline, and what youā€™re willing to prioritize. Some buyers focus on location over finishes, others want a move-in-ready home.

The key is knowing your must-haves vs. nice-to-haves, so you can make a decision that works for you, not just what everyone else says.

If you want guidance on navigating these choices without the stress, send me a message.

Spring is full of excitement, more listings, longer daylight, and a sense that ā€œeveryone is buying.ā€ It can make house h...
05/22/2026

Spring is full of excitement, more listings, longer daylight, and a sense that ā€œeveryone is buying.ā€ It can make house hunting feel fast-paced and competitive.

Winter, on the other hand, often brings quieter markets, fewer showings, and more time to think through decisions. Sometimes itā€™s easier to find a hidden gem without the rush.

Both seasons have pros and cons, but the key is staying focused on your budget, priorities, and plan, no matter the time of year.

If you want help navigating the market this spring without getting swept up in the frenzy, send me a message.

Getting a mortgage approved can feel like a paperwork marathon, and some documents are bigger bottlenecks than others.Th...
05/22/2026

Getting a mortgage approved can feel like a paperwork marathon, and some documents are bigger bottlenecks than others.

The usual culprits?

šŸ‘‰ Income proof ā€“ pay stubs, T4s, or tax returns
šŸ‘‰ Bank statements ā€“ lenders want to see consistent savings and cash flow
šŸ‘‰ Employment verification ā€“ confirmation letters or contacts from your employer
šŸ‘‰ ID and residency documents ā€“ passports, PR cards, or visas if applicable
šŸ‘‰ Existing debt info ā€“ credit cards, loans, or lines of credit

Having these ready and organized can save you weeks of back-and-forth. A little prep goes a long way toward a smoother mortgage process.

If you want a checklist to make sure youā€™re ready, send me a message, I can help you get everything in order.


When people look back on past homes, thereā€™s often one thing they wish they hadnā€™t compromised on.Maybe it was more stor...
05/21/2026

When people look back on past homes, thereā€™s often one thing they wish they hadnā€™t compromised on.

Maybe it was more storage, a bigger kitchen, an extra bathroom, or even just better natural light. At the time it seemed like a small trade-off, but later it becomes the one thing you always notice.

Thatā€™s why thinking about your true must-haves before you buy can make such a difference. It helps you focus on the features that will matter long after the excitement of moving in fades.

So now Iā€™m curiousā€¦ What's the one home feature youā€™d never want to skip?

The question most buyers forget to ask, but shouldnā€™t. šŸ¤”Itā€™s not about the number of bedrooms or the style of the kitche...
05/20/2026

The question most buyers forget to ask, but shouldnā€™t. šŸ¤”

Itā€™s not about the number of bedrooms or the style of the kitchen. Itā€™s about long-term costs: taxes, maintenance, condo fees, or even future renovations. These can quietly make a big difference in your budget if you donā€™t consider them upfront.

Asking this question early helps you see the full picture before making an offer, so you can make a decision with confidence, not surprises.

If you want a simple way to make sure youā€™re asking all the right questions before buying, send me a message. I can walk you through it.

Itā€™s easy to get swept up when the market heats up - open houses, multiple offers, and all the ā€œeveryoneā€™s buyingā€ ener...
05/19/2026

Itā€™s easy to get swept up when the market heats up - open houses, multiple offers, and all the ā€œeveryoneā€™s buyingā€ energy. But rushing because youā€™re afraid of missing out rarely ends well.

Take a breath, get clear on your budget, your must-haves, and what truly matters. When you have a plan, you can move fast and confidently, instead of making a decision you might regret later.

If you want help staying focused and calm while still taking advantage of spring listings, send me a message.

Iā€™ll help you stick to your plan.

When people start house hunting, they usually have a long wish list. But at some point, most buyers realize they might n...
05/02/2026

When people start house hunting, they usually have a long wish list. But at some point, most buyers realize they might need to prioritize what matters most.

For some, itā€™s a big backyard where the dog can run around. For others, itā€™s a beautiful kitchen where everyone naturally gathers.

Thereā€™s no right answer, but knowing your top priorities before you start looking can make the home search a lot easier (and help avoid decision fatigue later).

So now Iā€™m curiousā€¦ which one wins for you?

Spring cleaning isnā€™t just for your home, itā€™s the perfect time to refresh your finances too! Here are three things to r...
05/01/2026

Spring cleaning isnā€™t just for your home, itā€™s the perfect time to refresh your finances too!

Here are three things to review right now:

šŸŒø Check your credit score ā€“ Itā€™s a big player when it comes to your mortgage rate!

šŸŒø Review your monthly expenses ā€“ Are there areas where you can save?

šŸŒø Take a look at your savings plan ā€“ Are you on track for your goals?

Spring is all about fresh starts, so why not start with your financial health?

Whatā€™s one financial habit that changed your life? For me, it was all about using a budgeting app to track expenses. See...
04/29/2026

Whatā€™s one financial habit that changed your life?

For me, it was all about using a budgeting app to track expenses. Seeing where my money was going each month really helped me cut back on unnecessary spending and save more for future goals.

Do you have a budgeting hack or strategy that worked wonders for you? Share in the comments! Let's help each other stay financially on track!

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360 Saskatchewan Avenue
Spruce Grove, AB
T7X2Z6

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Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

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