Raymond James Ltd. - Taylor Cooper, CIM, TEP

06/10/2026

Canadian GDP declined 0.1% in 1Q26, which was below the 1.5% growth expected in the Bank of Canada (BoC) forecast.

raymondjames.ca

01/21/2026

Approximately 15 million Canadians identify as single and not living in a common‑law relationship, which is a significant share of the population. Living alone is often more expensive due to the inability to share housing and day‑to‑day lifestyle costs with a partner. In addition, income splitting is not available to single individuals potentially putting them in a higher marginal tax bracket. The Toronto Star article offers an excellent overview of these challenges and is well worth the read!

advisorstream.com

01/05/2026

If you're setting savings goals for the year, this quick read is worth your time.
Highlights for 2026 (Canada):
• TFSA annual room: $7,000; cumulative room since 2009 now $109,000.
• RRSP dollar limit: $33,810 (your personal room still depends on 18% of 2025 earned income + unused carry‑forward).
• FHSA contribution room: $8,000/year, lifetime $40,000; unused annual room can carry forward (up to $8,000).
• CPP thresholds: YMPE $74,600 and YAMPE $85,000—expect slightly higher payroll deductions if your income crosses these levels.
Serving Sherwood Park and surrounding communities- if you'd like help tailoring these numbers to your situation, send me a message and we'll map out a plan that fits your goals.

advisorstream.com

12/31/2025

With tax legislation continuing to evolve rapidly, 2025 has been another year where proactive tax planning is essential. As the year-end approaches, Canadians should take time to assess their financial position and explore strategies that go beyond the traditional tax season.

raymondjames.ca

12/31/2025

U.S. 2Q25 GDP was revised up again to +3.8% (from +3.3%) annualized growth over 1Q25, a sharp rebound from the -0.6% (revised from -0.5%) contraction in 1Q25.

raymondjames.ca

12/31/2025

The U.S. government shutdown has impacted the availability of official data, but our U.S. Economics team expects real GDP growth of 2.7% q/q (annualized) in 3Q25, slowing to 0.2% q/q (annualized) in 4Q25.

raymondjames.ca

12/31/2025

Planning for a child's future education? A Registered Education Savings Plan (RESP) is a smart and supportive way to start saving early. It is a government-registered account designed to help families set aside money for post-secondary education. While your contributions are not tax-deductible, the investment growth is tax deferred—and best of all, government grants can give your savings a meaningful boost.

raymondjames.ca

12/31/2025

Buying your first home is a big milestone and saving for it can feel overwhelming. That's where the First Home Savings Account (FHSA) comes in. It's a government-registered account created to help Canadians take that exciting first step toward homeownership. It blends the best of both worlds—RRSP-style tax deductions when you contribute, and TFSA-like tax-free withdrawals when you're ready to buy—so your savings can go further, faster.

raymondjames.ca

12/31/2025

Saving money can be simple—and the Tax-Free Savings Account (TFSA) helps you maximize your savings without worries and taxes. Since its launch in 2009, it has become one of Canada's most versatile savings tools, allowing your money to grow and be withdrawn completely tax-free, no matter what you're saving for.

raymondjames.ca

12/31/2025