Harshal Patel, Mortgage Specialist, RBC

02/05/2026

Happy Lunar New Year! Wishing you and your family a year of success and endless possibilities!

Enjoy up to $48 credit card fee annual rebate* on the RBC Signature No Limit Banking account. Visit rbc.com/lunarnewyear to learn more.

*Terms and Conditions apply.

02/04/2026

On January 28, 2026, the Bank of Canada announced that it is holding its interest rate at 2.25%.

Latest update: The Bank of Canada holds its interest rate at 2.25%.

02/04/2026

Do you know how much home you can afford? Building your homebuying budget starts with an understanding of all the costs, from how much you should spend on monthly housing expenses to saving up for a down payment. This guide will walk you through the math.

If you want to enter the real estate market with confidence, figuring out your budget as a first-time homebuyer is an important first step. How much home you can afford isn’t just about numbers—you should also consider the lifestyle you want to have and your financial comfort levels. A house you...

02/04/2026

Switching your mortgage to RBC Royal Bank? Explore the benefits and see how we take care of the details for you.

11/21/2025

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than the 20% down payment typically needed to qualify for a conventional mortgage.

Mortgage default insurance is required by the Government of Canada when home buyers are putting less than 20% down on a home purchase. Find out how it works at RBC Royal Bank.

11/21/2025

Thinking of buying a property to rent out? An Investment Property Mortgage might be able to help with that.

Whether you want to generate regular rental income or invest in a longer-term real estate opportunity, RBC Royal Bank can help you with an RBC Investment Property Mortgage.

11/21/2025

Buying a home is a big deal. After all, it may be the largest purchase you make in your life. That's why it makes sense to get help from professionals along the way.

While there are many steps to buying your perfect home, these 4 professionals can help along the way.

11/21/2025

The best time to buy a home is when it's best for you. When life changes, having the right space can help you adapt and love where you live.

Are you wondering when will be the right time to buy? Here are times when it might be right for you.

11/21/2025

Choosing to buy a home from a builder can be a great option when you want a brand-new home that you can customize to your tastes and needs.

Buying a home from a builder requires planning and foresight. Before you start talking to builders, your RBC mortgage specialist or lawyer can be an excellent resource. Visit RBC Royal Bank.

08/06/2025

Common mortgage myths debunked: It can be hard to separate fact from fiction when it comes to home financing. Get the scoop on a few common mortgage myths in this guide.

It can be hard to separate fact from fiction when it comes to home financing. If you’ve talked to friends or done some googling, you’ve likely been flooded by a deluge of information. Let’s talk about mortgage myths and clarify how things work, so you can choose a mortgage and finance your hom...

08/06/2025

Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage

The Bank of Canada announcement: interest rates are holding steady.