Pamela Stevens For Your Mortgage Solutions

Home
Canada
Sherwood Park, AB
Pamela Stevens For Your Mortgage Solutions

Directions Website

Pamela is an Alberta licensed Mortgage Broker, Co-Founder of Money Smart Chicks, & Co-Host of Million Dollar Mistakes: Lessons Learned.

Pamela specializes in residential real estate financing & education. Pamela has a bachelor's degree from MacEwan University. She has family in the real estate industry, she has been a real estate investor and currently owns her own home in Sherwood Park with her husband. Prior to becoming a mortgage agent, Pamela worked in the healthcare industry for 20 years.

10/28/2026

🚨 BANK OF CANADA RATE INCREASE!

The Bank of Canada has increased its key lending rate by 0.25% to 2.50%. But what does this mean for YOUR mortgage? 🏡

Here's the breakdown 👇

🏠 Variable Rate Mortgage (Static Payment):
Your payment stays the same, but more of it goes toward interest and less toward paying down your mortgage principal.

📈 Adjustable Rate Mortgage:
Your interest rate increases by 0.25%, and you'll see an increase in your mortgage payment.

💰 Home Equity Line of Credit (HELOC):
Your borrowing costs will also increase, as HELOC rates are generally tied to the lender's prime rate.

🔒 Fixed Rate Mortgage:
Good news! Your existing fixed mortgage rate and payment are NOT impacted by this announcement.

📅 Next Bank of Canada Announcement: December 9, 2026.

💬 Not sure how this affects you?

Whether you're in a variable mortgage, have a HELOC, or just want to review your options, I'm happy to help you understand what this means for your mortgage and your financial goals!

📲 Let's chat!

Pamela Stevens | Mortgage Architects
🌐 pamelastevens.ca
📩[email protected]
📞780.722.8782

10/28/2026

🏡 Found the perfect home? HOLD THAT THOUGHT! 😂

Do the numbers actually work?

Because buying a home isn’t just about falling in love with a property. It’s about making sure it fits your budget, your lifestyle, and your long-term financial goals.

We may have had a little fun making this video, but the message is real! 😉

The right team makes all the difference!

10/14/2026

Can’t wait!

Planning your independent future, supporting loved ones, and understanding your options. (For Seniors, Adults, & Families)

10/12/2026

🍁 Happy Thanksgiving from my family to yours! 🧡

As I reflect on everything I'm grateful for, it's the people in my life who mean the most.

My family, my friends, the incredible clients who trust me with such important milestones, and the amazing people who continue to support and believe in me and my business.

I'm truly fortunate to do what I love, surrounded by people who make it all worthwhile. ❤️

Wishing you a Thanksgiving filled with love, laughter, family, and maybe a little too much turkey and pumpkin pie! 🦃🥧

From my home to yours, Happy Thanksgiving! 🍂

Address

Sherwood Park, AB

Website

http://www.pamelastevens.ca/, http://www.moneysmartchicks.ca/

Alerts

Be the first to know and let us send you an email when Pamela Stevens For Your Mortgage Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.