Wendy Wintonyk RBC Mortgage Specialist Royal Bank of Canada

Wendy Wintonyk RBC Mortgage Specialist  Royal Bank of Canada Helping people achieve their dreams of home ownership

RBC currently has industry leading borrowing costs, we will pay the fees to move you mortgage (up to $700 of registratio...
03/17/2026

RBC currently has industry leading borrowing costs, we will pay the fees to move you mortgage (up to $700 of registration fees) and we will give you cash and Avion points! Contact me to see how you can benefit by moving your mortgage to RBC

Switching your mortgage to RBC Royal Bank? Explore the benefits and see how we take care of the details for you.

Excellent information on Canada's trade diversification efforts
01/29/2026

Excellent information on Canada's trade diversification efforts

Rate cuts and crossroads: What's next for the Fed and BoC?

Online tools like Houseful make browsing listings easy, but sifting through hundreds of homes can make the process feel ...
01/09/2026

Online tools like Houseful make browsing listings easy, but sifting through hundreds of homes can make the process feel overwhelming. Learn how to take advantage of tools like filters and email alerts to focus your search and ensure you never miss a home that could be the one for you.

Like many tasks these days, much of your home search can be done more efficiently online. There are multiple real estate websites that allow you to filter through hundreds of homes within minutes and from the comfort of your couch. So if finding your next home feels overwhelming, then using homebuyi...

Understand the difference between fixed vs. variable mortgage rates, including the pros and cons of each so you can deci...
11/27/2025

Understand the difference between fixed vs. variable mortgage rates, including the pros and cons of each so you can decide which one is best for you.

If you’ve begun looking into your home financing options, you’re likely wondering the difference between a fixed vs. variable mortgage rate. That’s because these are the two most common types of home loans offered in Canada. By understanding the pros and cons of each, you can weigh up your opt...

The 11 most overvalued home features:  “New and shiny” features in a listing may look great on the surface, but they als...
11/24/2025

The 11 most overvalued home features: “New and shiny” features in a listing may look great on the surface, but they also add to the asking price. Learn how to spot some of the biggest culprits and decide for yourself if they’re worth the added cost.

If you’re searching for your next home, you’ve likely started narrowing in on the home features you care about most. However, before you commit to your non-negotiables, make sure you know which features could be adding zeros to the price, but zero benefit to your potential future in the home. Th...

Common mortgage myths debunked: It can be hard to separate fact from fiction when it comes to home financing. Get the sc...
11/21/2025

Common mortgage myths debunked: It can be hard to separate fact from fiction when it comes to home financing. Get the scoop on a few common mortgage myths in this guide.

It can be hard to separate fact from fiction when it comes to home financing. If you’ve talked to friends or done some googling, you’ve likely been flooded by a deluge of information. Let’s talk about mortgage myths and clarify how things work, so you can choose a mortgage and finance your hom...

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivat...
11/19/2025

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivations to put yourself in the best position possible.

If you’re in the market for a new home, you may be wondering how to negotiate a house price. By understanding how much you can afford, your needs, the market and the seller’s motivations, you can put your best foot forward in coming to a deal that suits everyone involved. How to negotiate house ...

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer t...
11/15/2025

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, includi...
11/13/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

It’s easy to get distracted during a home tour, which is why it helps to go in prepared. Use our checklist to keep your ...
11/09/2025

It’s easy to get distracted during a home tour, which is why it helps to go in prepared. Use our checklist to keep your priorities in line and make sure you’re getting an accurate impression of any property you visit.

These days many of us are looking for potential properties online, so the first impression of a new home happens before you even step inside. You might have a good feeling about a property before you go to see it, especially if the listing has beautifully staged photos, a lovely view, or a new

Compared to Canadian cities like Vancouver, Toronto and Ottawa, Edmonton is an affordable place to buy a home and mainta...
11/08/2025

Compared to Canadian cities like Vancouver, Toronto and Ottawa, Edmonton is an affordable place to buy a home and maintain a high quality of life. It’s quiet with tree-lined streets and a wide range of opportunities for young professionals and growing families alike.

Compared to Canadian cities like Vancouver, Toronto and Ottawa, Edmonton is an affordable place to buy a home and maintain a high quality of life. It’s quiet with tree-lined streets and a wide range of opportunities for young professionals and growing families alike. Lonely Planet even named it on...

How the FHSA and Lower Interest Rates Can Help You Buy Your First Home
11/06/2025

How the FHSA and Lower Interest Rates Can Help You Buy Your First Home

Find out how lower interest rates and the First Home Savings Account (FHSA) can help first-time home buyers enter the market with more confidence and savings.

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