Investment Planning Counsel - Stefano Francescut, Senior Wealth Advisor

Investment Planning Counsel - Stefano Francescut, Senior Wealth Advisor We provide customized expert wealth management at every step of your financial life. Take the Next Step to financial success.

Our Next Step Wealth Management service prioritizes your goals, sets benchmarks, achieves goals, and monitors your success. Most business owners and professionals spend time growing their careers and businesses, while financial planning and legacy goals often get pushed aside. That can lead to missed tax opportunities, unclear retirement plans, and a lack of direction around wealth transfer. Have

you considered the following:

► Are you on track to retire comfortably and on your timeline?
► Have you conducted a ‘what if’ analysis to ensure your retirement plan can weather life’s uncertainties?
► Is your financial blueprint aligned with your goals and designed to manage risks along the way?
► Are you aware of how tax regulations could impact the distribution and taxation of your retirement income?
► Do you know if you have taken advantage of all tax planning opportunities?
► Do you have strategies in place to make your retirement savings last while still leaving a legacy?
► Is your net worth heavily concentrated in your company, and you’re unsure how to strategically transform corporate earnings into personal wealth tax efficiently?
► Is the majority of your retirement assets locked in an RRSP or a company stock that will be subject to increasing taxation as the account grows over time?
► Is your net worth heavily concentrated in company stock, and you're not sure how to diversify it?
► Have you considered how to make your philanthropic giving more impactful while minimizing complexity and taxes? By leveraging our Ascent by Next Step Wealth Strategy, I help our clients prioritize and plan for retirement and navigate the complexities of intergenerational wealth. Our team is multi-disciplined and talented at offering advice and guidance on everything from investment management, financial independence & retirement planning to family matters, including estate planning, generational wealth, and legacy planning. If you’d like to explore how I can help you build financial confidence and create a lasting legacy, feel free to connect with me.

06/14/2026

A tax-smart retirement income plan focuses on withdrawal sequencing, CPP and OAS timing, and managing RRSP/RRIF income efficiently. Learn how thoughtful planning can help improve after-tax cash flow and support long-term financial sustainability.

06/14/2026

While there are many benefits to avoiding ultraprocessed foods, an approach like the Whole30 diet may be too restrictive and disruptive.

06/13/2026

Owning a pool can be quite expensive. Hosting friends and family all summer is fun—until the costs start adding up, which is why a few strategic asks can go a long way.

06/12/2026

RRSP to RRIF conversion can create higher taxable income if it isn’t planned carefully. Learn how withdrawal timing, income smoothing, and CPP/OAS coordination can help reduce tax surprises and support a more efficient retirement income plan before age 71.

06/12/2026

Microfinance aimed to foster prosperity but stoked hardship for those borrowers who took on debt they couldn’t afford.

06/11/2026

The new agent is part of the company’s effort to broaden beyond its core consumer business as it spends aggressively on artificial intelligence.

06/10/2026

RRIF income splitting can reduce taxes for some retirees—but timing and structure matter. Learn how pension income splitting works in Canada, where mistakes happen, and what to review before making withdrawal decisions.

06/09/2026

The benefit was known previously as the GST/HST credit, so people who were eligible for that program likely will receive the new benefit.

06/08/2026

Unlocking corporate wealth for retirement requires careful tax planning, not quick withdrawals. Learn how dividends, capital gains, and corporate strategies can be coordinated to support long-term retirement income while managing taxes efficiently.

06/07/2026

Millennial and gen Z Canadians face huge financial obstacles, but some are finding ways to retire early.

Address

160 Broadway Boulevard, Suite 224
Sherwood Park, AB
T8H2A3

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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