Lisa McInnes Mortgages Verico Paragon Mortgage Inc

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Sherwood Park, AB
Lisa McInnes Mortgages Verico Paragon Mortgage Inc

I pride myself on the customer service I provide my clients. I listen to your needs and wants and do what is in your best interest. I’m here for all of it.

I’m not just here to get you a mortgage — I’m here to protect your peace while you make one of the biggest financial decisions of your life. I’ve built my career on trust, clarity, and straight-up follow-through. I believe in doing things the right way, for the right reasons, with people I genuinely care about. My clients aren’t just files — they’re humans with goals, timelines, and sometimes a li

ttle chaos thrown in. This industry isn’t always kind, and neither is the homebuying process. That’s why I take the time to get it right — because cutting corners and crossing fingers isn’t how I operate. I bring strategy, education, and grounded advice to every conversation, whether you're buying your first home, renewing your mortgage, or navigating something more complex. Yes, I’m detail-oriented. Yes, I take my relationships seriously. And yes — I notice when people disappear after months of work. But I’ve learned how to keep my standards high and my heart soft. Because ultimately, this business isn’t just about rates and approvals — it’s about trust, timing, and the people you choose to have in your corner. So if you’re looking for a mortgage partner who gives a damn — about your goals, your timeline, and your peace of mind — I’m right here.

06/15/2026

If you have been following me at all, you likely have seen me explain how fixed rates are based on the 5 year bond yield rate. And that is why rates can go up or down daily.

One of my lender partners, RMG, frequently sends out great emails about what is affecting mortgage rates. He calls this one Deal or No Deal. Very fittingly.

The deal is when our friendly neighbour to the South says that they are close to a deal with Iran and the bond goes down allowing potential rate decreases. And well, no deal is friends off, which causes the bonds to increase, and potentially rates with it.

Just a little piece of information for you to start your week.

See? It's not all about Frankie and Copper over here!

Questions? Reach out!

06/14/2026

Remember Copper’s strike over treat compensation as shown in the first picture?

Well, negotiations were successful and he attended the groomer last week.

He has since returned with tiger stripes and what can only be described as excessive confidence. 🐅🐾

Productivity remains questionable, but morale is high.

Frankie is still acting like management, with the groom to back it up. The confidence-to-size ratio in this office is becoming a real concern. 😂

06/13/2026

After an informative leadership seminar on day 1, we got all dressed up to celebrate each other. Yes, you are seeing right. I ditched the heels for flip flops to go with my fancy black dress ha ha.

Tango Financial was nominated in quite a few categories and were fortunate to be recognized and on the stage accepting awards. I couldn't be prouder to be a part of that great brokerage and the celebrate a good friend with her award won.

Day 2 saw more learning with one of the best key note speakers I have seen, . Please, please, please go learn about his brew and the story behind People Skills and Zero People Skills. Then thank me later.

Once again that good friend stepped on stage and did us proud, then an economic update and the final speaker.

I was asked what the best thing was about the conference. My response was being in the room. The connections, the conversations. This is where you grow and learn. The best thing you can do is to show up.

Thank you . Until the golf tournament 😂

06/12/2026

Just finally catching up and being able to do the first post for the amazing ambainsta conference.

Chad and I enjoyed some time at the knordicspa and then I sent him on his way home so I could learn, connect and grow. Stay tuned for that post later!

I am so thankful for this industry and the opportunities I get to invest in myself and my clients 💕

06/10/2026

📢 Bank of Canada Update: No Change Today

As expected, the Bank of Canada held the overnight rate today. They continue to watch the war in Iran, inflation and the weaker Canadian economy, which all play apart of the decision.

What does that mean?

✅ Variable and adjustable-rate mortgage holders will see no change to their payments due to today's announcement.
✅ HELOC rates also remain unchanged.
✅ Prime stays at 4.45%.

"But what about fixed rates?"

Great question! Fixed rates are NOT based on the Bank of Canada's overnight rate. They're primarily influenced by bond yields in Canada and the US.

That's why you'll see fixed rates move up and down, sometimes daily.

Right now, there is a noticeable gap between fixed and variable rates:

🏡 Typical 5 year fixed: 4.39% with less than 20% down
🏡 Adjustable rate: Prime (4.45%) - 0.75% = 3.70% with less than 20% down

On paper, the variable looks attractive. But choosing between fixed and variable isn't just about today's rate, it's about your comfort level, budget, and long term plans.

There are some rate specials available, but not all rates are created equal. Some lenders offering the lowest rates are currently experiencing longer turnaround times, which can create challenges when you're working with financing conditions or approaching possession day.

This is why mortgage strategy matters more than chasing the lowest rate.

And if you're lying awake at night wondering how you're going to manage rising costs, higher payments, or just make your monthly budget work a little better, let's talk.

Sometimes keeping that ultra low 2% Covid mortgage isn't actually the best financial decision if it's preventing you from creating breathing room elsewhere.

There may be options you haven't considered. 🤍

06/04/2026

Honored to be able to assist so many homeowners with their goals 💕

06/03/2026

So exciting! How cool to be from here 💕 what a great act.

05/27/2026

Mortgage brokers watching mortgage fraud storylines like 👀😂 Just me geeking out over the Law & Order Toronto: Criminal Intent mortgage fraud episode

But really, there’s a reason we ask questions, verify documents, and sometimes need extra paperwork. It’s all there to protect the process (and you).

05/26/2026

Copper would like everyone to know that no work can be completed at this time due to insufficient treat compensation. 🐾⚠️

He has officially staged a sit-in protest on my computer while Paw-licy Compliance escalates the matter. It also appears he is refusing to go to the groomer to really nail his argument home.

HR has been notified.

Frankie is remaining neutral for now… although he does appear supportive of the union negotiations. 😂

Before we call in the Pawbitrator, we’re going to give the Chief Treat Negotiator one last shot.

Have a great day everyone 🐶

05/20/2026

Nothing better than coming back from a long weekend to see all these smiling faces.

L & M, wow, what a ride! I am so pleased with how you embraced this process, went out there and got things done! Things happen for a reason, and happen fast with the right people and the right attitude. It was amazing to work with you again.

Welcome home 🏡 💕

Address

310, 849 Premier Way
Sherwood Park, AB
T8H0V2

Website

http://www.lisamcinnesmortgages.ca/, https://lisamcinnesmortgages.mtg-app.com/signup

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