Nathan Demers - Mortgage Broker

Nathan Demers - Mortgage Broker Serving Sechelt, Gibsons, Roberts Creek and more, I am your Sunshine Coast Mortgage Broker and will find the right mortgage for YOU!

Mortgage Architects Licence # 504389 (BC) and 3000763 (NS)

You do not have to wait until your renewal date to see if a better financing option is available.While breaking a closed...
06/24/2026

You do not have to wait until your renewal date to see if a better financing option is available.

While breaking a closed term often involves a prepayment penalty, the long-term interest savings can sometimes outweigh the upfront fee.

Adjusting your loan structure early could help you pay down your principal faster or secure a lower fixed option to keep your monthly obligations steady.

If you want to review your current mortgage contract, I can help you evaluate your options.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

06/24/2026

If you are self-employed and planning to buy a home in Canada, managing your paperwork early is the key to a stress-free experience.

Lenders look at your business income differently than traditional employee earnings, so having your Notice of Assessments and corporate financial statements organized will save you time.

Showing a steady history of earnings helps underwriters understand your true borrowing capacity.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

06/22/2026

Many people assume a pre-approval means their financing is completely secured, but it is actually just the initial step to verify your borrowing capacity based on your current financial health. Lenders still need to review and approve the specific property you choose before they hand over the funds.

If you are planning to navigate the real estate market in Canada, getting this conditional approval ahead of time protects your budget. It gives you a clear price range so you do not spend time looking at homes outside your comfortable monthly payment comfort zone.

Staying in touch with your professional throughout the entire house hunting process keeps your file updated and prevents unexpected issues when you submit an offer.

If you want to review your current pre-approval options, I can help you get started.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

Buying a home this fall?Start reviewing your numbers now.If you want to buy a house before fall, June is the time to und...
06/20/2026

Buying a home this fall?
Start reviewing your numbers now.

If you want to buy a house before fall, June is the time to understand your numbers. The summer real estate market moves quickly and entering it prepared gives you a distinct advantage.

Reviewing your down payment, current income, and credit profile today means you can shop with confidence when the right property hits the market.

Planning ahead ensures a stress-free transition before the school year starts.

Let me know if you would like to look over your options.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

06/17/2026

Starting a new job in a new city is exciting, but it changes your mortgage requirements.

Lenders often look for specific details in your employment contract, such as probation periods or guaranteed hours.

Talking to a professional before you go house hunting saves time and prevents unexpected setbacks.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

Booking a major summer trip could impact your upcoming home purchase.When you are preparing for a mortgage approval, len...
06/15/2026

Booking a major summer trip could impact your upcoming home purchase.

When you are preparing for a mortgage approval, lenders look closely at your recent bank statements and credit card balances.

Planning a vacation is exciting, but putting large expenses on credit right before you buy can change your debt-to-income ratio.

It is always safest to keep your financial profile steady during this transition.

If you want guidance on this, I can help.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

Planning future home renovations is a clear priority for the majority of Canadian property owners right now.Data from th...
06/13/2026

Planning future home renovations is a clear priority for the majority of Canadian property owners right now.

Data from the latest CMHC consumer metrics shows that sixty-three percent of homeowners plan to update their spaces in the coming years.

Many people are choosing a mortgage refinance to fund these large-scale improvements, particularly when budgets cross the twenty-thousand-dollar mark.

Making structural updates like new windows, modern insulation, or upgraded climate systems not only improves daily comfort but also protects your long-term property value.

If you are reviewing your options to fund an upcoming property project, accessing your home equity can be a structured and affordable path forward.

Let me know if you would like to discuss the borrowing options available for your situation.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca



Source: 2026 CMHC Mortgage Consumer Survey

Interest rates remain unchanged this June.If you are wondering how today's Bank of Canada announcement impacts your fina...
06/10/2026

Interest rates remain unchanged this June.

If you are wondering how today's Bank of Canada announcement impacts your finances, the central bank has decided to hold interest rates steady again.

At the June 10th meeting, policy makers opted to maintain the benchmark rate to keep inflation balanced amid shifting economic factors.

For Canadian homeowners, this means variable-rate mortgages and lines of credit will see no immediate changes to their payment structures this month.

This period of steady rates offers a great opportunity to review your household budget and evaluate your property goals.

If your mortgage renewal is coming up soon, staying ahead of these market trends can help you make a confident decision.

If you want guidance on how this rate hold affects your personal strategy, I can help.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

Single-detached homes continue to dominate the Canadian real estate market across every region.Data from the recent CMHC...
06/08/2026

Single-detached homes continue to dominate the Canadian real estate market across every region.

Data from the recent CMHC mortgage consumer survey reveals that detached properties make up the largest percentage of home financing transactions, leading by a wide margin over semi-detached homes and apartments.

While dense urban areas show a steady interest in condominiums, the preference for a traditional house remains strong for the majority of buyers.

Navigating property types and financing choices can be straightforward with the right planning.

If you want guidance on finding the right mortgage strategy for your next home, I can help.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca



Source: 2026 CMHC Mortgage Consumer Survey

Let’s be honest about what it takes to save for a home today.Telling buyers to give up small daily pleasures is outdated...
06/06/2026

Let’s be honest about what it takes to save for a home today.

Telling buyers to give up small daily pleasures is outdated advice.

The real momentum comes from high-impact financial habits, such as automating a portion of each paycheck directly into an FHSA or a high-interest savings account.

Utilizing tax-free growth is how you actually move the needle on your down payment goals.

If you want to look at effective ways to build your down payment, I can help.

𝗡𝗮𝘁𝗵𝗮𝗻 𝗗𝗲𝗺𝗲𝗿𝘀 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿

📱 604-989-3507
📧 [email protected]
🔗 NathanDemers.ca

Address

4736 Fir Road
Sechelt, BC
V0N3A2

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+16049893507

Website

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