Sunlite Mortgage

Sunlite Mortgage Unlock Your Dream Home with Sunlite Mortgage - Your Trusted Partner! Sunlite Mortgage is made up of industry veterans who are committed to delivering results.
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We pride ourselves on offering a host of innovative mortgage solutions, as we invest in innovative technology and resources to ensure we provide you with an efficient knowledgeable experience. As a mortgage industry leader, Sunlite Mortgage has an favorable record of building exclusive partnerships with leading global financial institutions in arranging a customized mortgage solution to meet your

goals to become debt free faster. Our Sunlite Mortgage specialized team can provide you with qualified, expert financial advice and help you with:
- Mortgage pre-approvals
- Purchasing a home
- Refinancing a home
- Competitive interest and payment options
- Purchasing a rental
- Products to help you renovate your home
- Options for your existing mortgage

Contact us today! Toll Free (877) 385-6267
Phone (647) 361-8443

05/15/2026

🏡 Canadian housing market activity for April 2026:

➡️ Home sales edged up 0.7% between March and April.
➡️ Actual (not seasonally adjusted) monthly activity came in 4% below April 2025.
➡️ The MLS® Home Price Index (HPI) edged down by 0.1% month-over-month and was down 4.2% on a year-over-year basis.

Learn more at 👉 stats.CREA.ca.
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🏡 Ventes sur le marché de l’habitation canadien en avril 2026 :

➡️ Les ventes résidentielles ont légèrement augmenté de 0,7 % de mars à avril.
➡️ Les ventes mensuelles réelles (non désaisonnalisées) étaient inférieures de 4 % par rapport à avril 2025.
➡️ L’Indice des prix des propriétés MLS® (IPP MLS®) a légèrement diminué de 0,1 % d’un mois à l’autre, et de 4,2 % d’une année à l’autre.

Détails 👉 stats.CREA.ca/fr-CA.

05/15/2026

Investors are fleeing government bonds after back-to-back U.S. inflation reports this week showed mounting price pressures, sending benchmark interest rates to the highest levels in nearly a year.

05/15/2026

CMHC says borrowers are increasingly turning to variable-rate and shorter-term mortgages as renewal pressures begin to ease and insured lending rebounds.

Great event yesterday—thank you to Justin Kowal for hosting, and to Rachel Wong from Reliable Appraisal for delivering a...
04/22/2026

Great event yesterday—thank you to Justin Kowal for hosting, and to Rachel Wong from Reliable Appraisal for delivering a really insightful presentation on appraisal valuations and methodology.

Most Canadians are taught to think about mortgages in a simple way: if your credit is solid and your income is high enou...
04/22/2026

Most Canadians are taught to think about mortgages in a simple way: if your credit is solid and your income is high enough, you qualify with a lender, usually one of Canada’s major banks. That is the goal that most borrowers want their mortgage to achieve. The rate is lower, the terms are better, there are no fees, and the mortgage is generally easier to carry over time.

If your income does not allow you to qualify, you would be referred to an alternative lender. Here, you will pay a 1% lender fee and a broker fee ranging from 0.50% to 1.50%. If your income does not fit this generous ratio, you would more likely be referred to a private lender, where, depending on the province you are in, rates could start at 12%.

What many borrowers do not realize is that low income on paper does not always tell the full story.

Would you like to know if you qualify for a mortgage even if your income is low? Talk to a mortgage broker.

Read the full article here: https://www.sunlitemortgage.ca/getting-a-mortgage-with-low-income/

If you are planning to buy a home or refinance your mortgage in Canada, it is wise to prepare well in advance if your go...
04/21/2026

If you are planning to buy a home or refinance your mortgage in Canada, it is wise to prepare well in advance if your goal is to secure a lower mortgage rate. Let’s look at 5 steps to improve your credit score in Canada if you are thinking about applying for a mortgage, whether your credit profile includes past issues such as collections, a consumer proposal, bankruptcy, or bad credit, or whether your credit is already strong.

Whether you are a first-time home buyer, self-employed, or New to Canada, credit plays a major role in mortgage pricing in Canada. Many lenders do not simply decide whether to approve your application. They also use your credit score to determine the mortgage rate they are willing to offer. That means even a small difference in score can have a meaningful financial impact, costing thousands more on your mortgage.

A modest gap in credit score can result in a higher monthly payment and significantly higher borrowing costs over the life of the mortgage. That is why a free mortgage consultation with your mortgage broker for a pre-application review is so important, ideally several months before you plan to buy a home or refinance your mortgage.

Read the full article here: https://www.sunlitemortgage.ca/improve-your-credit-score-in-canada/

How can your wealth open doors to better mortgage solutions? When your finances include corporations, investments, retai...
04/20/2026

How can your wealth open doors to better mortgage solutions? When your finances include corporations, investments, retained earnings, or multiple properties, a standard income-only mortgage doesn’t tell your whole story. A High Net Worth Mortgage is designed for clients like you — who have moderate income and meet the minimum of proven liquid assets and a satisfactory credit score. Borrowers must provide proof of their assets.

At Sunlite Mortgage, we have helped professionals, entrepreneurs, and investors secure financing that aligns with their broader financial objectives. We will show you how to leverage your assets, simplify qualification, and structure your lending to preserve flexibility for the future.

Ready to see how your wealth can work for you? Book a Private Consultation with a Sunlite Mortgage broker!

Read More about High Net Worth Mortgages here: http://sunlitemortgage.ca/high-net-worth-mortgage/

03/30/2026

Economists are boosting their forecasts for Canadian inflation and unemployment as the war in Iran drives up oil prices and heightens global instability.

03/23/2026

Renewing your mortgage soon?
You might qualify for cashback when switching lenders.
Let’s see what’s available. Send me a message.
1-877-38LOANS x 103

Address

1200 Bay Street, Suite 1201
Scarborough, ON
M5R2A5

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm

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