Ethic Mortgage Corp.

Ethic Mortgage Corp. Simpler, smarter mortgages for a brighter future. We can place all types of mortgages including pur

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09/18/2022

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Happy Earth Day!
04/22/2022

Happy Earth Day!

Everything you need to know about a Reverse Mortgage!
04/21/2022

Everything you need to know about a Reverse Mortgage!

Meet our newest Mortgage Agent - Anojan Thangavel! Click the link in our bio to get in contact with Anojan and get your...
02/16/2022

Meet our newest Mortgage Agent - Anojan Thangavel!



Click the link in our bio to get in contact with Anojan and get your mortgage related questions answered.

LIC. #: M16000448

▪️What you need to get Pre-approved▪️Give us a call if you have any questions/concerns! ————————————————- ...
02/16/2022

▪️What you need to get Pre-approved▪️
Give us a call if you have any questions/concerns!
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Let us help you with your mortgage so you can get to living! Life is meant to be lived, not stressing over your mortgage...
01/21/2022

Let us help you with your mortgage so you can get to living! Life is meant to be lived, not stressing over your mortgage.

Contact us now!

One of our commonly asked questions!————————————————————Interest rates are highly thought of and worried over when consi...
01/20/2022

One of our commonly asked questions!
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Interest rates are highly thought of and worried over when considering mortgages.

And you may be asking yourself too? What interest rates do I qualify for?

Interest rates are commonly determined by factors such as your down payment, your credit score, your loan type, and the location of your home.

You may silently be saying "what?" right now. We have you covered! Reach out to our team of experts to understand better what interest rates are and which one you may qualify for.

11/21/2021

Do you need a mortgage?

Follow these 7 easy steps!

1. Credit score - having a credit score of at least 680 is ideal, especially if you are planning to pay a downpayment that's less than 20%. Don't worry if your credit score is lower, there are always ways to improve it! Call us and find out how today!

2. Budget - your budget will help determine your price range and realize any gaps or opportunities for future savings. We can help you out with this process and walk you through the specifics.

3. Down payment - Ideally, a 20% downpayment would be required, but lenders know that this is not possible for everyone. However, any potential home buyer with less than 20% MUST purchase default insurance on their mortgage, along with a minimum down payment of 5%.

4. Mortgage options - the rate you secure is only one of the many features in selecting the best mortgage. Allow me to help you! With over 18 years of experience, I can assure you that my team and I will work to find you the PERFECT mortgage that fits your needs!

5. Paperwork - the standard documents include but are not limited to:
> Government Issued ID
> One month of recent paystubs
> Letter of employment
> Most recent 2 years worth of tax filings

6. Pre-Approval - in order to have the best success with your mortgage, we highly recommend that you get pre-approved! Being pre-approved has many perks, such as:
> guaranteeing the rate offered and locking it in for up to 120 days! This protects you from any increase in interest rates while you’re shopping for the perfect home!
> lets the seller know that securing financing shouldn’t be a problem, which is very beneficial in competitive markets!

7. Complete - you’re ready!! It’s time to start searching for the perfect home!

To learn more, message us or book an appointment with us! Call us today at (416) 828-7272!

Address

10 Milner Business Court, 3rd Floor
Scarborough, ON
M1B3C6

Telephone

+14168287272

Website

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