Giulian DiLuzio, CPA, CA - IG Wealth Management

02/13/2018

Having a financial advisor is not going to the bank and opening up an RRSP or a High Interest Tax Free Savings Account. Having a financial advisor means you get answers to important questions like should I invest in RRSPs, or TFSAs, or both? Should I pay down debt or invest? When can I retire comfortably? What is an RESP? Your money can, and will work hard for you. Here at IG we make sure that it happens!

01/11/2018

Tax season is approaching quickly. RRSP's are great way to help reduce taxes paid and prepare for retirement!

Q: What are the benefits and drawbacks of an RSP? A: Let me start by saying I love RSPs! I think it's a brilliant account type,

10/05/2017

Kids are back to school or in daycare. the long summer nights are over. now is a great time to take an in-depth look at the financial health. don't hesitate any longer. see a financial planner and get things in order. it's not enough to save in your bank account...you need a plan that looks at all types of efficiencies!!

09/06/2017

I often hear that people think personal finance should be a course that everyone has to take in high school. i couldnt agree more! however, until then we should try our best to educate as best we can. this is a simple and great article to share. https://ca.finance.yahoo.com/news/10-essential-financial-life-lessons-103002170.html

02/27/2017

Only 2.5 days left to get your RRSP for the 2016 tax year. With tax season about to start let me know if you have any questions. I am happy to help. Good tax planning can go a long way!!

10/04/2016

I often get a sarcastic remark when i talk to people about debt or trying to get out of debt. i understand that money is always an issue and there is never enough. But people, it is time to seriously look in the mirror and start making better decisions. this is getting scary!! http://snip.ly/5wp0s ://globalnews.ca/news/2941988/record-debt-canadian-households-sink-deeper-and-deeper-into-the-red/

Canadians owe $167 for every $100 we earn - a number that keeps rising relentlessly.

09/15/2016

This is a little scary!! Remember though there are options that you can explore to get out of debt quicker and save on interest costs.

https://ca.finance.yahoo.com/news/canada-household-debt-income-ratio-124042747.html

Canadian household debt as a share of income hit a record high in the second quarter, Statistics Canada data showed on Thursday in a report likely to reinforce concerns of overborrowing by consumers. The ratio of household credit market debt to disposable income rose to 167.6 percent in the second q...

08/30/2016

Here is some good advice relating to banking and short-term money. Don't misuse your bank account. it has its purposes, but they are limited. http://uk.businessinsider.com/how-much-money-should-i-keep-in-bank-accounts-2016-8?ref=yfp

Checking and savings accounts don't earn much interest, so there are better places to park your money if you don't need it immediately.

04/13/2016

I usually watch John Oliver for a good laugh, but in this video he does touch upon an important financial topic. Personal Credit Scores!!! this is just one of many things that you can improve with the help of a financial advisor. it is also something that can go terribly wrong in a short period of time. https://www.youtube.com/watch?v=aRrDsbUdY_k

Credit reports play a surprisingly large role in our lives, but even more surprising is how often they contain critical mistakes. John Oliver helps credit ag...