Mike Hidlebaugh - Saskatoon Mortgage Associate

Mike Hidlebaugh - Saskatoon Mortgage Associate Broker Licence: 515433
Brokerage Licence: 514727

Homeownership doesn’t have to be far off. It’s important to keep in mind that the minimum down payment on most purchases...
08/10/2026

Homeownership doesn’t have to be far off. It’s important to keep in mind that the minimum down payment on most purchases is 5% of the purchase price!

08/07/2026

Lenders look at many things, including your income and employment history, credit, overall debt and monthly debt obligations, down payment source and amount, and the property itself when deciding if you will be approved for a mortgage.

Thanks for the great review James!
08/05/2026

Thanks for the great review James!

07/31/2026

A lower interest rate does not automatically mean a better mortgage, particularly if it comes with restrictions or higher payout penalties to break your mortgage early!

One difference between a mortgage renewal and refinance.
07/29/2026

One difference between a mortgage renewal and refinance.

Job stability can play a key role in mortgage approval!
07/27/2026

Job stability can play a key role in mortgage approval!

07/24/2026

When doing a preapproval one of the steps, I make sure to complete is pulling credit. This can catch any mistakes that might be on there early in the process as well as allow us to know your borrowing power. By not having your credit pulled in the preapproval stage, you are taking a risk of having hurdles come up when you have a live deal, potentially delaying things.

Thanks for the great review Shanin!
07/22/2026

Thanks for the great review Shanin!

When you do a preapproval with me, I will look at your documents, credit, and overall picture to see what you qualify fo...
07/20/2026

When you do a preapproval with me, I will look at your documents, credit, and overall picture to see what you qualify for!

07/17/2026

People often miss out on the home they really want because they try to time the perfect time to buy. They think interest rates will drop or the market will crash and they will buy then, but it is extremely difficult to time these things. Often the perfect time to buy is when you are ready and in a position to buy!

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517 4th Avenue North
Saskatoon, SK

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