ML Mortgage

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Saskatoon, SK
ML Mortgage

Morag Embleton Kimpton, Leslie Sinclair TMG brokerage license #315872
Associate Lic #512556 #512557

08/05/2026

Our current August outfit strategy. Half summer, half fall, entirely confused by this weather. Who else is layering up this evening?
🕶️🧣

07/15/2026

The Bank of Canada held its key interest rate steady at 2.25% today.

Here’s what that means for borrowers:
• Variable-rate mortgages: No immediate change for most borrowers, since these rates are tied to the prime rate.
• Lines of credit: Rates should also remain unchanged for now.
• Fixed mortgage rates: These are not set directly by the Bank of Canada and can still move with bond yields.
The Bank remains cautious as it weighs easing inflation against ongoing trade uncertainty, geopolitical risks and signs of slower growth in Canada.

Most forecasters expect rates to remain on hold in the near term, though future decisions will depend on inflation and broader economic conditions.

If you have a renewal coming up, are planning a move or would simply like to review your current mortgage strategy, feel free to reach out.

07/01/2026

Happy Canada Day! 🇨🇦

However you are celebrating have a fantastic holiday!

06/21/2026

Today we celebrate fathers, stepfathers, grandfathers, and father figures who help create strong homes and lasting memories for their families and communities.
For those who find this a difficult day, we are thinking of you. ❤️

06/10/2026

The Bank of Canada held its key interest rate steady at 2.25% today.

For borrowers, that means there is no immediate change to rates tied directly to prime, including most variable-rate mortgages and lines of credit. Fixed mortgage rates, however, are still influenced by bond yields, which can move independently based on inflation expectations, economic data and global market conditions.

The Bank is still dealing with a complicated backdrop, with inflation down from its highs but higher oil prices, geopolitical uncertainty and ongoing trade risks continuing to cloud the outlook. At the same time, signs of slower growth in Canada, including softer housing activity and a labour market under pressure, are giving policymakers reason to remain cautious.

Looking ahead, many forecasters expect the Bank to remain on hold for now, though future rate decisions will depend on whether inflation continues to ease and how the broader economy responds in the months ahead.

How does the current interest rate environment impact your homebuying timeline this year?

06/05/2026

🌎❤️

06/02/2026

Pride Month is a celebration of inclusion, diversity, and creating welcoming communities where everyone feels supported, respected, and at home. Happy Pride!

04/30/2026

The Bank of Canada has decided to keep its key interest rate at 2.25% today, just as many expected. 📊

While inflation is easing, there’s still a bit of uncertainty in the air. Global factors like geopolitical tensions and rising oil prices are keeping inflation steady, and we’re noticing slower growth right here at home.

What does this mean for you?
👉 No immediate changes to borrowing costs
👉 Variable-rate mortgages and lines of credit remain unchanged

Looking ahead, many economists predict that rates will stay steady for now—but this could change based on new developments.

We are always happy to have a conversation, or answer any questions.

04/22/2026

Earth Day is a great reminder that small home improvements can support long-term comfort, efficiency, and savings.

04/21/2026

Is it just us, or does a warm spring day make everything feel better?

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Saskatoon, SK

Website

https://mlmortgage.ca/

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