Living Sky Financial

12/22/2023

And all the best in 2024 🎄

07/17/2023

Just a reminder - we do more than manage investments!

Check out our website for more information on all that is offered 😄
livingskyfinancial.ca

We provide dedicated, holistic financial services that are personalized to each client in order to p

07/13/2023

We LOVE when our clients have good things to say 😊

I think the key here is "A good financial advisor will be able to help you with ALL of your investments, not just the ones they hold for you". Living Sky Financial looks at the WHOLE picture of your finances to offer you the best advice possible.

We provide dedicated, holistic financial services that are personalized to each client in order to p

04/04/2023

Check out this great article “Building a Legacy That Goes Beyond Material Wealth”. A good reminder that there is more than money that makes us wealthy.

Maturity Matters Compliments of : Scott L. Bjornson Senior Investment Advisor Phone:(306) 343-3700 Edition 4 Volume 23 Mind: Building a Legacy That Goes Beyond Material Wealth Body: Service and Your Health Spirit: A Life of Service Building a Legacy That Goes Beyond Material Wealth Have you ever won...

03/20/2023

This is your annual reminder… get your income tax returns done! Hopefully you’ll end up with a refund 😉

We provide dedicated, holistic financial services that are personalized to each client in order to p

01/25/2023

01/12/2023

RRSP Season is approaching... and while there are benefits to making a contribution, RRSPs are not for everyone! 👇

Pros
- Tax-free withdrawals can be made from your RRSP if you are a first time home buyer (HBP) or for education purposes (LLP). Outside of these two programs, all withdrawals from RRSPs are taxed.
- Contributions are tax deductions, they lower your net income. When you make contributions, you receive the tax back at income tax time.
- Contributing to an RRSP can potentially lower your lifetime tax rate if the contributions are made when you are in a high tax bracket (ie. mid-career) and withdrawals are made in a lower tax bracket (ie. retirement).

Cons
- Withdrawals can impact how much OAS you receive, as OAS (Old Age Security) is based on income.
- Once you turn 72, you are required to flip the RRSP into a RRIF and withdraw a percentage of the total each year.
- When a withdrawal is made, you do not get that back in contribution room. For example, if you withdraw $5000, you do not get $5000 back in contribution room the next year.

12/23/2022

Merry Christmas and Happy New Year from us to you 🎊🎊

We hope you have a wonderful, relaxing, and joyous holiday season.

11/17/2022

At Living Sky Financial, our goal is to preserve and grow your wealth. We have access to almost every investment category available - EFTs, mutual funds, bonds, GICs, annuities, and more!

Read more about our investment philosophy ⬇️

10/20/2022

Check out our website at www.livingskyfinancial.ca and listen to Scott on "Talk with the Experts" with 650 CKOM. He talks about the current state of the markets and how things may not be as bad as they may seem.

You can find the episode under the "Latest News" section!

09/22/2022

We have been having some beautiful fall weather! Tell me.. what’s your favourite season?

Personally, I like the spring the most. When it starts to warm up and everything turns green again. Fall would be a close second 😊

08/23/2022